First BanCorp. financials
$26.35−1.53%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $323.4M | $317.5M | $319.6M | $313.5M | $309.1M | $312.8M | $311.9M | $307.2M | $304.3M | $302.5M | $299.1M | $293.7M |
| Gross profit | $264.9M | $258.6M | $257.2M | $248.7M | $246.8M | $248.1M | $241.5M | $234.6M | $219.7M | $230.5M | $230.3M | $230.0M |
| Gross margin | 81.9% | 81.5% | 80.5% | 79.3% | 79.8% | 79.3% | 77.4% | 76.4% | 72.2% | 76.2% | 77.0% | 78.3% |
| Operating income | $120.2M | $114.3M | $107.3M | $106.2M | $102.9M | $100.3M | $96.0M | $96.4M | $101.4M | $97.4M | $84.9M | $109.0M |
| Net income | $96.2M | $88.8M | $87.1M | $100.5M | $80.2M | $77.1M | $75.7M | $73.7M | $75.8M | $73.5M | $79.5M | $82.0M |
| Net margin | 29.7% | 28.0% | 27.3% | 32.1% | 25.9% | 24.6% | 24.3% | 24.0% | 24.9% | 24.3% | 26.6% | 27.9% |
| Diluted EPS | $0.62 | $0.57 | $0.55 | $0.63 | $0.50 | $0.47 | $0.46 | $0.45 | $0.46 | $0.44 | $0.46 | $0.46 |
| EBITDA | $120.2M | $114.3M | $107.3M | $106.2M | $102.9M | $100.3M | $96.0M | $96.4M | $101.4M | $97.4M | $84.9M | $109.0M |
| Operating cash flow | $92.2M | $121.1M | $107.3M | $137.6M | $95.4M | $108.2M | $96.8M | $118.0M | $71.1M | $118.2M | $79.2M | $117.3M |
| Free cash flow | $88.0M | $115.9M | $103.2M | $134.8M | $92.8M | $106.7M | $95.2M | $115.4M | $69.5M | $115.4M | $78.0M | $113.5M |
| Diluted shares | 154.2M | 156.1M | 157.6M | 160.1M | 161.5M | 163.7M | 163.9M | 163.9M | 165.5M | 167.8M | 171.2M | 177.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $559.6M | $549.2M | $657.1M | $897.9M | $735.4M | $1.33B |
| Short-term investments | $4.96B | $4.97B | $4.86B | $4.92B | $4.85B | $4.67B |
| Total debt | $200.0M | $290.0M | $290.0M | $290.0M | $320.0M | $331.1M |
| Total assets | $19.24B | $19.09B | $19.13B | $19.32B | $18.90B | $19.11B |
| Total liabilities | $17.26B | $17.12B | $17.17B | $17.40B | $17.05B | $17.33B |
| Shareholders' equity | $1.98B | $1.97B | $1.97B | $1.92B | $1.85B | $1.78B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology