FB Financial financials
$51.89−0.73%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $877.8M | $764.6M | $749.0M | $596.1M | $613.3M | $616.5M | $417.9M | $370.3M | $311.2M | $265.2M |
| Gross profit | $560.0M | $455.6M | $477.8M | $526.9M | $575.6M | $567.5M | $361.4M | $334.8M | $294.9M | $255.6M |
| Gross margin | 63.8% | 59.6% | 63.8% | 88.4% | 93.9% | 92.1% | 86.5% | 90.4% | 94.7% | 96.4% |
| Operating income | $138.5M | $146.7M | $150.3M | $159.6M | $243.1M | $82.5M | $109.5M | $105.9M | $73.5M | $62.3M |
| Net income | $122.6M | $116.0M | $120.2M | $124.6M | $190.3M | $63.6M | $83.4M | $79.8M | $52.4M | $40.6M |
| Net margin | 14.0% | 15.2% | 16.1% | 20.9% | 31.0% | 10.3% | 19.9% | 21.6% | 16.8% | 15.3% |
| Diluted EPS | $2.45 | $2.48 | $2.57 | $2.64 | $3.97 | $1.67 | $2.65 | $2.55 | $1.86 | $2.10 |
| EBITDA | $162.3M | $146.7M | $150.3M | $172.0M | $243.1M | $117.3M | $155.1M | $145.1M | $92.5M | $82.7M |
| Operating cash flow | $155.9M | $138.8M | $211.1M | $799.7M | $54.9M | -$156.0M | $93.1M | $251.6M | $49.3M | -$245.2M |
| Free cash flow | $148.9M | $133.3M | $191.0M | $790.0M | $48.8M | -$161.9M | $87.5M | $241.8M | $44.8M | -$249.9M |
| Diluted shares | 50.1M | 46.9M | 46.8M | 47.2M | 48.0M | 38.1M | 31.4M | 31.3M | 28.2M | 19.3M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $196.2M | $120.2M | $146.5M | $259.9M | $91.3M | $111.0M |
| Short-term investments | $2.50B | $2.49B | $2.17B | $2.30B | $3.42B | $2.42B |
| Total debt | $212.8M | $176.8M | $391.0M | $415.7M | $171.8M | $238.3M |
| Total assets | $16.30B | $13.16B | $12.60B | $12.85B | $12.60B | $11.21B |
| Total liabilities | $14.35B | $11.59B | $11.15B | $11.52B | $11.16B | $9.92B |
| Shareholders' equity | $1.95B | $1.57B | $1.45B | $1.33B | $1.43B | $1.29B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology