FB Financial financials
$51.89−0.73%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $255.2M | $251.7M | $264.0M | $263.5M | $147.5M | $202.7M | $208.4M | $169.1M | $203.0M | $184.1M | $190.6M | $181.8M |
| Gross profit | $174.8M | $172.3M | $178.6M | $173.9M | $76.9M | $130.7M | $130.4M | $89.5M | $128.2M | $107.5M | $116.9M | $108.9M |
| Gross margin | 68.5% | 68.5% | 67.6% | 66.0% | 52.1% | 64.5% | 62.6% | 52.9% | 63.2% | 58.4% | 61.3% | 59.9% |
| Operating income | $73.2M | $74.2M | $69.8M | $29.6M | -$9.7M | $48.8M | $50.1M | $11.4M | $50.9M | $34.3M | $35.9M | $23.1M |
| Net income | $58.6M | $57.5M | $57.0M | $23.4M | $2.9M | $39.4M | $37.9M | $10.2M | $40.0M | $27.9M | $29.4M | $19.2M |
| Net margin | 23.0% | 22.9% | 21.6% | 8.9% | 2.0% | 19.4% | 18.2% | 6.0% | 19.7% | 15.2% | 15.4% | 10.5% |
| Diluted EPS | $1.13 | $1.10 | $1.07 | $0.43 | $0.06 | $0.84 | $0.81 | $0.22 | $0.85 | $0.59 | $0.63 | $0.41 |
| EBITDA | $73.2M | $75.6M | $74.4M | $45.7M | -$7.0M | $49.2M | $50.1M | $11.4M | $50.9M | $34.3M | $35.9M | $23.1M |
| Operating cash flow | $75.5M | $31.0M | $52.8M | $47.7M | $71.8M | -$16.5M | $14.1M | $57.8M | $30.6M | $36.3M | $74.4M | $30.1M |
| Free cash flow | $73.8M | $29.3M | $51.2M | $45.6M | $68.4M | -$16.6M | $13.1M | $56.9M | $28.5M | $34.8M | $70.7M | $26.2M |
| Diluted shares | 51.7M | 52.2M | 53.1M | 54.0M | 46.2M | 47.0M | 46.8M | 46.8M | 46.8M | 47.0M | 46.9M | 46.9M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $147.0M | $159.9M | $196.2M | $154.3M | $143.3M | $149.6M |
| Short-term investments | $2.58B | $2.58B | $2.50B | $2.59B | $2.39B | $2.26B |
| Total debt | $314.5M | $213.2M | $212.8M | $213.6M | $164.5M | $168.9M |
| Total assets | $16.80B | $16.47B | $16.30B | $16.24B | $13.35B | $13.14B |
| Total liabilities | $14.86B | $14.49B | $14.35B | $14.26B | $11.74B | $11.53B |
| Shareholders' equity | $1.94B | $1.97B | $1.95B | $1.98B | $1.61B | $1.60B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology