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NYSE · ENVAFinancialsBanking & Credit

Enova International, Inc. (ENVA)

$181.18+3.47%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$175.10▲ 43.02% in range
Nov 3, 2025Low $119.49 · High $265.45Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

Enova International closed at $181.18 on Nov 4, up 3.47%, 31.7% below its 52-week closing high. Volume of 313.9K shares was 0.95× its 20-day average (close to normal).

Split-adjusted performance: -0.9% over one month, +5.0% over six months, +48.0% over one year.

In the quarter ended Sep 30, 2026, revenue was $614.36M, up 33.4% from a year earlier, with a net margin of 17.5%.

Short interest was 1.8M shares at the Oct 15 settlement, down 4.4% from the prior report (7.9% of float, 5.3 days to cover).

Market cap$4.43B24.5M shares
Revenue · quarter$614.4M+33.4% YoY
Diluted EPS$4.06+34.0% YoY
P/E · TTM11.6×P/S 1.3×
Net margin17.5%Gross 100.0%
Dividend yieldNone
52-week range119.49 – 265.45−31.7% from high
Volume313.9K0.95× 20-day avg
Volatility · 60d64.9%Annualised
Short % of float7.9%5.3 days to cover
Net cash-$5.27BCash $106.0M
Next earnings—Not scheduled
Split-adjusted performance
1W +0.8%1M −0.9%3M −29.2%6M +5.0%YTD +15.3%1Y +48.0%3Y +358.3%5Y +483.5%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum44
Revenue growth88
Net margin46
Value (low P/E)64
Size83

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short1.8M−4.4% vs prior
Days to cover5.3Settled Oct 15
% of float7.9%
Short vol. 10d59.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
ENVAEnova International$181.18+3.47%+5.0%+33.4%17.5%11.6$4.43B
CATYCathay General Bancorp$65.98+1.62%+15.1%+3.1%26.4%12.7$4.40BCompare
FFINFirst Financial Bankshares$31.42+1.22%−3.6%+7.8%32.4%16.7$4.51BCompare
UCBUnited Community Banks$37.66+1.67%+11.0%+0.2%30.0%12.3$4.54BCompare
FLGFlagstar Bank, National Association$10.96+3.98%−23.8%−13.8%2.5%303.3$4.55BCompare
NNINelnet$127.58+4.11%−9.2%−22.9%12.8%15.1$4.56BCompare
SFBSServisFirst Bancshares$41.88+2.52%+5.1%+6.4%32.6%14.3$4.58BCompare
DAVEDave$336.22+6.83%+36.5%+29.6%3.9%19.3$4.29BCompare
FULTFulton Financial$24.31+2.06%+11.6%+7.5%19.7%12.0$4.64BCompare

News about Enova International

All news →
Lost Money on Enova International, Inc. Stock? Glancy Prongay Wolke & Rotter LLP Continues Investigating Possible Securities Fraud After 23.43% Share Price DropGlobeNewswire Inc. · 5d ago▼ NegativeDid You Lose Money on Enova International, Inc. Stock? The Law Offices of Howard G. Smith Continues Securities Fraud Investigation After 23.43% Share Price DeclineGlobeNewswire Inc. · 5d ago▼ NegativeINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Enova International, Inc. - ENVAGlobeNewswire Inc. · Oct 27, 2026▼ NegativeEnova International (ENVA) Beats Q3 Earnings and Revenue EstimatesZacks Investment Research · Oct 22, 2026NeutralWolf Popper LLP Announces Investigation on Behalf of Enova International, Inc. InvestorsGlobeNewswire Inc. · Oct 21, 2026▼ Negative

Quick answers

What does Enova International do?
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently.
What is ENVA's market cap?
$4.43B, based on the Nov 4 close of $181.18.
What is ENVA's P/E ratio?
11.6× trailing-twelve-month earnings of $382.44M.
Does Enova International pay a dividend?
No regular cash dividend has been paid in the last year.
How much of ENVA is sold short?
1.8M shares, 7.9% of float, as of Oct 15, 2026.
What sector is ENVA in?
Financials, in the Banking & Credit industry.

About Enova International

Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.

HQ: Chicago, IL1,836 employeesListed Oct 30, 2014enova.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology