What is UCB's market cap?

$4.47B, based on the Nov 3 close of $37.04.

What is UCB's P/E ratio?

12.0× trailing-twelve-month earnings of $370.65M.

Does United Community Banks pay a dividend?

Yes. The latest regular dividend was $0.26 per share (ex-date Sep 15), an annualised yield of 2.81%.

How much of UCB is sold short?

5.5M shares, 4.6% of float, as of Oct 15, 2026.

What sector is UCB in?

Financials, in the Banking & Credit industry.

NYSE · UCBFinancialsBanking & Credit

United Community Banks, Inc. (UCB)

$37.04−1.59%

Close Nov 3, 2026 · split-adjusted

Nov 3, 2026$37.04▲ 26.24% in range

Nov 3, 2025Low $28.94 · High $37.64Nov 3, 2026

What changed · written from our data

As of Nov 3, 2026

United Community Banks closed at $37.04 on Nov 3, down 1.59%, 1.6% below its 52-week closing high. Volume of 950.6K shares was 0.83× its 20-day average (close to normal).

Split-adjusted performance: +9.6% over one month, +10.3% over six months, +26.8% over one year.

In the quarter ended Jun 30, 2026, revenue was $382.75M, up 0.2% from a year earlier, with a net margin of 30.0%.

Short interest was 5.5M shares at the Oct 15 settlement, up 1.9% from the prior report (4.6% of float, 5.5 days to cover).

Market cap$4.47B120.6M shares

Revenue · quarter$382.8M+0.2% YoY

Diluted EPS$0.95+50.8% YoY

P/E · TTM12.0×P/S 2.9×

Net margin30.0%Gross 73.0%

Dividend yield2.81%$0.26 last paid

52-week range28.94 – 37.64−1.6% from high

Volume950.6K0.83× 20-day avg

Volatility · 60d21.5%Annualised

Short % of float4.6%5.5 days to cover

Net cash$5.65BCash $6.83B

Next earnings—Not scheduled

Split-adjusted performance

1W +0.8%1M +9.6%3M +2.7%6M +10.3%YTD +18.6%1Y +26.8%3Y —5Y —

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 437 companies (100 = best)

6-month momentum64

Revenue growth25

Net margin92

Value (low P/E)55

Size84

Industry medians: 6-month return +6.7%, revenue growth +5.4%, net margin 18.1%, P/E 12.3×.

Short interest

Details →

Shares short5.5M+1.9% vs prior

Days to cover5.5Settled Oct 15

% of float4.6%

Short vol. 10d61.4%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
UCBUnited Community Banks	$37.04	−1.59%	+10.3%	+0.2%	30.0%	12.0	$4.47B
SFBSServisFirst Bancshares	$40.85	−1.38%	+2.6%	+6.4%	32.6%	13.9	$4.47B	Compare
FFINFirst Financial Bankshares	$31.04	−1.27%	−3.7%	+7.8%	32.4%	16.5	$4.45B	Compare
FULTFulton Financial	$23.82	−1.16%	+10.4%	+7.5%	19.7%	11.8	$4.55B	Compare
NNINelnet	$122.54	−1.39%	−13.0%	−22.9%	12.8%	14.5	$4.38B	Compare
FLGFlagstar Bank, National Association	$10.54	−1.95%	−24.2%	−13.8%	2.5%	291.7	$4.38B	Compare
CORZCore Scientific	$14.24	+13.87%	−35.8%	+108.8%	−658.4%	—	$4.58B	Compare
TFSLTFS Financial	$16.44	−0.48%	+9.5%	+5.8%	14.5%	44.9	$4.59B	Compare
CATYCathay General Bancorp	$64.93	−0.98%	+13.7%	+3.1%	26.4%	12.5	$4.33B	Compare

News about United Community Banks

All news →

Are You Looking for a Top Momentum Pick? Why United Community Banks (UCB) is a Great ChoiceZacks Investment Research · Oct 23, 2026▲ Positive United Community Banks (UCB) Upgraded to Strong Buy: Here's What You Should KnowZacks Investment Research · Oct 22, 2026▲ Positive Are You Looking for a High-Growth Dividend Stock?Zacks Investment Research · Oct 20, 2026▲ Positive United Community Banks (UCB) Reports Next Week: Wall Street Expects Earnings GrowthZacks Investment Research · Oct 13, 2026▼ Negative Why United Community Banks (UCB) is a Great Dividend Stock Right NowZacks Investment Research · Oct 1, 2026▲ Positive

Quick answers

What does United Community Banks do?: United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services.
What is UCB's market cap?: $4.47B, based on the Nov 3 close of $37.04.
What is UCB's P/E ratio?: 12.0× trailing-twelve-month earnings of $370.65M.
Does United Community Banks pay a dividend?: Yes. The latest regular dividend was $0.26 per share (ex-date Sep 15), an annualised yield of 2.81%.
How much of UCB is sold short?: 5.5M shares, 4.6% of float, as of Oct 15, 2026.
What sector is UCB in?: Financials, in the Banking & Credit industry.

About United Community Banks

United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.

HQ: Greenville, SC3,141 employeesListed May 21, 1997ucbi.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology