Citizens & Northern financials
$25.28−1.10%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $170.1M | $157.3M | $137.9M | $117.1M | $110.4M | $101.7M | $84.1M | $71.0M | $62.3M | $60.8M |
| Gross profit | $122.7M | $108.3M | $104.8M | $107.6M | $103.8M | $92.1M | $73.8M | $66.3M | $58.4M | $57.1M |
| Gross margin | 72.2% | 68.9% | 76.0% | 91.9% | 94.1% | 90.6% | 87.8% | 93.5% | 93.7% | 93.9% |
| Operating income | $28.6M | $31.9M | $30.5M | $32.4M | $37.7M | $23.2M | $23.4M | $26.3M | $20.6M | $23.5M |
| Net income | $23.2M | $25.7M | $24.0M | $26.4M | $30.3M | $19.1M | $19.4M | $22.0M | $13.4M | $15.8M |
| Net margin | 13.7% | 16.4% | 17.4% | 22.5% | 27.5% | 18.8% | 23.1% | 31.0% | 21.6% | 25.9% |
| Diluted EPS | $1.46 | $1.69 | $1.57 | $1.71 | $1.92 | $1.30 | $1.46 | $1.79 | $1.10 | $1.30 |
| EBITDA | $36.6M | $31.9M | $30.5M | $32.4M | $37.7M | $32.6M | $27.5M | $26.6M | $20.6M | $23.5M |
| Operating cash flow | $32.0M | $33.0M | $33.5M | $34.6M | $34.8M | $24.8M | $22.5M | $25.9M | $19.4M | $18.5M |
| Free cash flow | $30.1M | $31.1M | $31.3M | $31.3M | $33.6M | $21.6M | $19.6M | $24.7M | $17.7M | $16.9M |
| Diluted shares | 15.9M | 15.3M | 15.2M | 15.5M | 15.8M | 14.7M | 13.3M | 12.3M | 12.2M | 12.1M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $0.00 | $21.1M | $24.9M | $25.8M | $104.9M | $24.8M |
| Short-term investments | $552.6M | $507.4M | $447.8M | $527.3M | $517.7M | $426.4M |
| Total debt | $189.5M | $207.7M | $211.8M | $181.8M | $77.6M | $91.2M |
| Total assets | $3.13B | $2.61B | $2.52B | $2.45B | $2.33B | $2.24B |
| Total liabilities | $2.79B | $2.34B | $2.25B | $2.20B | $2.03B | $1.94B |
| Shareholders' equity | $341.7M | $275.3M | $262.4M | $249.3M | $301.4M | $299.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology