Citizens & Northern financials
$25.28−1.10%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $51.4M | $48.8M | $49.8M | $41.0M | $40.6M | $38.7M | $40.9M | $40.2M | $39.2M | $37.0M | $35.9M | $35.6M |
| Gross profit | $39.4M | $36.6M | $36.9M | $29.6M | $29.3M | $27.0M | $28.0M | $27.3M | $27.3M | $25.7M | $25.3M | $26.2M |
| Gross margin | 76.7% | 75.1% | 74.0% | 72.2% | 72.1% | 69.7% | 68.5% | 67.8% | 69.7% | 69.5% | 70.4% | 73.4% |
| Operating income | $17.4M | $335.0K | $5.4M | $8.0M | $7.5M | $7.7M | $10.1M | $7.8M | $7.5M | $6.5M | $5.9M | $9.4M |
| Net income | $14.1M | $273.0K | $4.4M | $6.5M | $6.1M | $6.2M | $8.1M | $6.3M | $6.1M | $5.3M | $4.1M | $7.6M |
| Net margin | 27.4% | 0.6% | 8.9% | 15.9% | 15.1% | 16.1% | 19.8% | 15.7% | 15.6% | 14.3% | 11.3% | 21.3% |
| Diluted EPS | $0.79 | $0.02 | $0.25 | $0.42 | $0.40 | $0.41 | $0.53 | $0.41 | $0.40 | $0.35 | $0.27 | $0.50 |
| EBITDA | $17.4M | $335.0K | $12.3M | $8.9M | $7.7M | $7.7M | $10.1M | $7.8M | $7.5M | $6.5M | $5.9M | $9.4M |
| Operating cash flow | $15.4M | $8.7M | $10.6M | $11.3M | $8.5M | $1.6M | $12.1M | $6.6M | $8.6M | $5.7M | $7.7M | $8.5M |
| Free cash flow | $15.3M | $8.5M | $10.1M | $10.9M | $8.0M | $1.0M | $11.7M | $6.4M | $8.0M | $5.0M | $6.9M | $7.6M |
| Diluted shares | 17.8M | 17.7M | 17.7M | 15.4M | 15.4M | 15.3M | 15.3M | 15.3M | 15.3M | 15.2M | 15.2M | 15.2M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $0.00 | $30.7M | $0.00 | $27.4M | $26.3M | $36.2M |
| Short-term investments | $579.4M | $521.4M | $552.6M | $511.0M | $479.4M | $487.0M |
| Total debt | $170.0M | $193.0M | $189.5M | $174.3M | $184.3M | $194.8M |
| Total assets | $3.15B | $3.16B | $3.13B | $2.66B | $2.61B | $2.61B |
| Total liabilities | $2.81B | $2.83B | $2.79B | $2.37B | $2.32B | $2.33B |
| Shareholders' equity | $346.1M | $335.6M | $341.7M | $294.0M | $286.4M | $281.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology