Chime Financial financials
$26.52−0.64%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 |
|---|---|
| Revenue | $2.19B |
| Gross profit | $1.92B |
| Gross margin | 88.0% |
| Operating income | -$1.04B |
| Net income | -$1.01B |
| Net margin | −46.2% |
| Diluted EPS | $-4.27 |
| EBITDA | -$602.7M |
| Operating cash flow | $52.8M |
| Free cash flow | $32.9M |
| Diluted shares | 236.3M |
Balance sheet
| Period end | Dec 31 |
|---|---|
| Cash & equivalents | $466.3M |
| Short-term investments | $587.8M |
| Total debt | $0.00 |
| Total assets | $1.96B |
| Total liabilities | $562.9M |
| Shareholders' equity | $1.40B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology