Chime Financial financials
$26.52−0.64%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 |
|---|---|---|---|---|---|
| Revenue | $669.8M | $647.4M | $596.4M | $543.5M | $528.1M |
| Gross profit | $594.9M | $580.3M | $530.3M | $474.1M | $461.0M |
| Gross margin | 88.8% | 89.6% | 88.9% | 87.2% | 87.3% |
| Operating income | $21.3M | $46.2M | -$53.8M | -$64.7M | -$930.6M |
| Net income | $27.9M | $53.5M | -$44.8M | -$54.7M | -$923.4M |
| Net margin | 4.2% | 8.3% | −7.5% | −10.1% | −174.8% |
| Diluted EPS | $0.07 | $0.13 | $-0.12 | $-0.15 | $-7.29 |
| EBITDA | $132.2M | $142.7M | $56.9M | $39.9M | -$825.0M |
| Operating cash flow | $207.5M | $87.5M | $32.6M | $17.5M | $28.5M |
| Free cash flow | $197.5M | $80.9M | $26.4M | $13.8M | $26.5M |
| Diluted shares | 393.4M | 400.5M | 380.8M | 371.8M | 126.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 |
|---|---|---|---|---|---|
| Cash & equivalents | $536.0M | $607.7M | $466.3M | $445.0M | $868.3M |
| Short-term investments | $527.4M | $403.6M | $587.8M | $633.7M | $225.1M |
| Total debt | $50.0M | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $2.00B | $1.95B | $1.96B | $1.96B | $1.90B |
| Total liabilities | $591.8M | $508.9M | $562.9M | $519.0M | $474.4M |
| Shareholders' equity | $1.40B | $1.44B | $1.40B | $1.44B | $1.43B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology