NASDAQ · CHMGFinancialsBanking & Credit

Chemung Financial Corp (CHMG)

$85.90−1.74%
Close Nov 3, 2026 · split-adjusted
Nov 2, 2026$87.42▲ 71.48% in range
Nov 3, 2025Low $50.35 · High $87.60Nov 2, 2026
What changed · written from our data
As of Nov 3, 2026

Chemung Financial closed at $85.90 on Nov 3, down 1.74%, 1.9% below its 52-week closing high. Volume of 61.2K shares was 0.86× its 20-day average (close to normal).

Split-adjusted performance: +4.9% over one month, +27.5% over six months, +69.5% over one year.

In the quarter ended Jun 30, 2026, revenue was $41.39M, up 85.4% from a year earlier, with a net margin of 21.3%.

Short interest was 182.0K shares at the Oct 15 settlement, up 20.1% from the prior report (5.0% of float, 2.6 days to cover).

Market cap$414.2M4.8M shares
Revenue · quarter$41.4M+85.4% YoY
Diluted EPS$1.82—
P/E · TTM12.3×P/S 2.6×
Net margin21.3%Gross 75.3%
Dividend yield1.68%$0.36 last paid
52-week range50.35 – 87.60−1.9% from high
Volume61.2K0.86× 20-day avg
Volatility · 60d19.5%Annualised
Short % of float5.0%2.6 days to cover
Net cash$240.9MCash $374.6M
Next earnings—Not scheduled
Split-adjusted performance
1W +0.8%1M +4.9%3M +3.9%6M +27.5%YTD +53.9%1Y +69.5%3Y +116.8%5Y +85.9%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 437 companies (100 = best)

6-month momentum92
Revenue growth96
Net margin65
Value (low P/E)50
Size39

Industry medians: 6-month return +6.7%, revenue growth +5.4%, net margin 18.1%, P/E 12.3×.

Short interest

Details →
Shares short182.0K+20.1% vs prior
Days to cover2.6Settled Oct 15
% of float5.0%
Short vol. 10d63.8%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
CHMGChemung Financial$85.90−1.74%+27.5%+85.4%21.3%12.3$414.2M
FCBMFirst Carolina Financial Services$13.30+1.92%——9.5%—$413.2MCompare
AVBCAvidia Bancorp$22.99−2.63%+11.9%———$407.8MCompare
WYFIWhiteFiber$10.49+13.28%−46.4%—−51.9%—$407.5MCompare
FNLCFirst Bancorp, Inc. (ME)$36.09−1.98%+24.9%+1.2%21.5%10.8$407.3MCompare
CZFSCitizens Financial Services$84.59−1.65%+34.1%+2.6%23.4%9.9$406.9MCompare
TREELendingTree$28.87+6.61%−28.9%+25.3%3.1%2.2$405.3MCompare
NECBNortheast Community Bancorp$29.19−0.65%+20.8%−5.6%26.7%9.5$401.8MCompare
CBANColony Bankcorp$20.28−1.65%+3.0%+23.5%18.7%13.2$430.3MCompare

Quick answers

What does Chemung Financial do?
Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others.
What is CHMG's market cap?
$414.16M, based on the Nov 3 close of $85.90.
What is CHMG's P/E ratio?
12.3× trailing-twelve-month earnings of $33.54M.
Does Chemung Financial pay a dividend?
Yes. The latest regular dividend was $0.36 per share (ex-date Sep 17), an annualised yield of 1.68%.
How much of CHMG is sold short?
182.0K shares, 5.0% of float, as of Oct 15, 2026.
What sector is CHMG in?
Financials, in the Banking & Credit industry.

About Chemung Financial

Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others. The company's reportable segments are Core Banking, Wealth Management (WMG) services, and Holding company and CFS. Maximum revenue is generated from the Core Banking segment, which derives revenue by attracting deposits from the general public and using such funds to originate different types of loans, and to invest in securities. The Wealth Management (WMG) services segment provides trust and investment advisory services to clients.

HQ: Elmira, NY348 employeesListed Feb 1, 1995chemungcanal.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology