NYSE · FCBMFinancialsBanking & Credit

First Carolina Financial Services, Inc. (FCBM)

$13.05+1.32%
Close Nov 2, 2026 · split-adjusted
Nov 2, 2026$13.05▲ 0.93% in range
Sep 11, 2026Low $12.50 · High $13.11Nov 2, 2026
What changed · written from our data
As of Nov 2, 2026

First Carolina Financial Services closed at $13.05 on Nov 2, up 1.32%, 0.5% below its highest close since Sep 11. Volume of 183.2K shares was 1.31× its 20-day average (above normal).

Split-adjusted performance: +3.1% over one month.

In the quarter ended Jun 30, 2026, revenue was $53.52M, with a net margin of 9.5%.

Short interest was 265.2K shares at the Oct 15 settlement, up 50.3% from the prior report (1.1% of float, 2.4 days to cover).

Market cap$405.5M31.1M shares
Revenue · quarter$53.5M—
Diluted EPS$0.20—
P/E · TTM—
Net margin9.5%Gross 60.3%
Dividend yieldNone$0.24 last paid
Range since Sep 1112.50 – 13.11−0.5% from high
Volume183.2K1.31× 20-day avg
Volatility · 60d—Annualised
Short % of float1.1%2.4 days to cover
Net cash$335.4MCash $448.9M
Next earnings—Not scheduled
Split-adjusted performance
1W +0.9%1M +3.1%3M —6M —YTD —1Y —3Y —5Y —

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 440 companies (100 = best)

6-month momentum—
Revenue growth—
Net margin26
Value (low P/E)—
Size37

Industry medians: 6-month return +8.5%, revenue growth +5.4%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short265.2K+50.3% vs prior
Days to cover2.4Settled Oct 15
% of float1.1%
Short vol. 10d44.1%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
FCBMFirst Carolina Financial Services$13.05+1.32%——9.5%—$405.5M
NECBNortheast Community Bancorp$29.38+1.63%+23.8%−5.6%26.7%9.5$404.4MCompare
BETRBetter Home & Finance Holding$21.01+0.82%−49.5%−64.6%−2796.4%—$399.4MCompare
CZFSCitizens Financial Services$86.01+0.77%+42.3%+2.6%23.4%10.1$413.8MCompare
FNLCFirst Bancorp, Inc. (ME)$36.82+1.29%+29.6%+1.2%21.5%11.0$415.5MCompare
FDBCFidelity D & D Bancorp$68.05+3.39%+49.7%+5.9%21.1%12.9$395.3MCompare
NWFLNorwood Financial$36.15+1.80%+22.9%+28.5%21.7%13.7$394.6MCompare
AVBCAvidia Bancorp$23.61+0.47%+16.1%———$418.8MCompare
PKBKParke Bancorp$33.37+2.42%+10.2%+9.7%31.1%8.6$392.5MCompare

News about First Carolina Financial Services

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Quick answers

What does First Carolina Financial Services do?
First Carolina Financial Services Inc is a bank holding company. The company's activities consist of managing and owning the Bank and its direct and indirect subsidiaries.
What is FCBM's market cap?
$405.46M, based on the Nov 2 close of $13.05.
Does First Carolina Financial Services pay a dividend?
No regular cash dividend has been paid in the last year.
How much of FCBM is sold short?
265.2K shares, 1.1% of float, as of Oct 15, 2026.
What sector is FCBM in?
Financials, in the Banking & Credit industry.

About First Carolina Financial Services

First Carolina Financial Services Inc is a bank holding company. The company's activities consist of managing and owning the Bank and its direct and indirect subsidiaries. The Bank provides commercial banking, payment, consumer banking, and wealth management services to small and medium-sized businesses, individuals, professionals, as well as institutions of higher education. It has four primary lines of business: Commercial Banking, Payments, Consumer Banking and Wealth Management. The reportable segments are Community Banking and BM Tech. The majority of revenue is derived from the Community Banking segment, which comprises activities of a traditional banking institution, gathering deposits and originating loans for portfolio in its respective primary market areas.

HQ: Raleigh, NCListed Jun 18, 2026firstcarolinabank.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology