CF Bankshares financials
$34.13−0.35%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $125.9M | $123.6M | $112.3M | $71.0M | $64.0M | $102.4M | $46.8M | $27.6M | $17.9M | $15.6M |
| Gross profit | $61.0M | $51.8M | $51.7M | $52.0M | $53.7M | $87.8M | $33.4M | $20.6M | $14.4M | $12.5M |
| Gross margin | 48.4% | 41.9% | 46.0% | 73.3% | 83.9% | 85.8% | 71.4% | 74.7% | 80.3% | 80.1% |
| Operating income | $21.5M | $16.1M | $21.0M | $22.6M | $22.8M | $36.3M | $12.0M | $5.3M | $3.5M | $2.4M |
| Net income | $17.0M | $13.0M | $16.9M | $18.2M | $18.5M | $27.3M | $9.4M | $4.3M | $680.0K | $770.0K |
| Net margin | 13.5% | 10.5% | 15.1% | 25.6% | 28.8% | 26.7% | 20.1% | 15.5% | 3.8% | 4.9% |
| Diluted EPS | $2.69 | $2.06 | $2.63 | $2.78 | $2.77 | $4.47 | $2.03 | $1.00 | $0.19 | $0.28 |
| EBITDA | $21.5M | $16.1M | $21.0M | $22.6M | $22.8M | $36.3M | $12.0M | $5.3M | $3.5M | $2.4M |
| Operating cash flow | $18.7M | $14.2M | $18.1M | $39.8M | $253.3M | -$123.5M | -$103.5M | -$11.8M | $4.0M | $1.8M |
| Free cash flow | $18.2M | $13.9M | $17.4M | $38.9M | $250.7M | -$123.8M | -$104.0M | -$12.4M | $3.6M | $1.7M |
| Diluted shares | 6.3M | 6.3M | 6.4M | 6.5M | 6.7M | 6.1M | 4.6M | 4.3M | 3.5M | 2.9M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $259.0M | $235.3M | $261.6M | $151.8M | $166.6M | $221.6M |
| Short-term investments | $25.9M | $22.7M | $21.7M | $23.5M | $28.8M | $19.6M |
| Total debt | $116.0M | $107.7M | $125.0M | $124.4M | $104.6M | $229.3M |
| Total assets | $2.12B | $2.07B | $2.06B | $1.82B | $1.50B | $1.48B |
| Total liabilities | $1.93B | $1.90B | $1.90B | $1.68B | $1.37B | $1.37B |
| Shareholders' equity | $184.4M | $168.4M | $155.4M | $139.2M | $125.3M | $110.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology