CF Bankshares financials
$34.13−0.35%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $31.7M | $29.6M | $31.5M | $32.1M | $31.9M | $30.4M | $31.4M | $31.6M | $30.5M | $30.0M | $30.7M | $29.5M |
| Gross profit | $16.5M | $14.8M | $15.7M | $15.5M | $15.6M | $14.1M | $14.0M | $13.1M | $12.6M | $12.2M | $12.8M | $13.0M |
| Gross margin | 52.2% | 50.0% | 50.0% | 48.3% | 48.8% | 46.4% | 44.5% | 41.3% | 41.2% | 40.6% | 41.6% | 44.0% |
| Operating income | $7.3M | $5.9M | $6.8M | $2.7M | $6.4M | $5.6M | $5.2M | $5.3M | $1.9M | $3.8M | $5.2M | $5.0M |
| Net income | $5.7M | $4.9M | $5.6M | $2.3M | $4.9M | $4.3M | $4.3M | $4.1M | $1.6M | $3.0M | $4.2M | $4.0M |
| Net margin | 18.1% | 16.4% | 17.7% | 7.1% | 15.3% | 14.1% | 13.7% | 12.9% | 5.4% | 10.0% | 13.8% | 13.7% |
| Diluted EPS | $0.90 | $0.77 | $0.87 | $0.36 | $0.77 | $0.68 | $0.68 | $0.65 | $0.26 | $0.47 | $0.67 | $0.62 |
| EBITDA | $7.3M | $5.9M | $6.8M | $2.7M | $6.4M | $5.6M | $5.2M | $5.3M | $1.9M | $3.8M | $5.2M | $5.0M |
| Operating cash flow | $5.1M | $4.7M | $3.0M | $5.5M | $8.0M | $2.2M | $12.6M | -$1.3M | $4.0M | -$1.2M | $8.0M | $2.5M |
| Free cash flow | $5.0M | $4.6M | $3.0M | $5.2M | $7.8M | $2.2M | $12.4M | -$1.3M | $4.0M | -$1.2M | $8.0M | $2.5M |
| Diluted shares | 6.3M | 6.3M | 6.4M | 6.3M | 6.3M | 6.3M | 6.4M | 6.3M | 6.3M | 6.3M | 6.4M | 6.5M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $253.1M | $267.8M | $259.0M | $272.4M | $275.7M | $241.0M |
| Short-term investments | $25.7M | $25.9M | $25.9M | $17.6M | $17.1M | $16.9M |
| Total debt | $114.3M | $116.0M | $116.0M | $116.0M | $116.0M | $107.7M |
| Total assets | $2.17B | $2.15B | $2.12B | $2.11B | $2.13B | $2.09B |
| Total liabilities | $1.98B | $1.96B | $1.93B | $1.93B | $1.96B | $1.92B |
| Shareholders' equity | $194.3M | $189.0M | $184.4M | $179.3M | $177.0M | $172.7M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology