Community Financial System financials
$59.83−1.09%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $268.4M | $258.6M | $263.5M | $256.2M | $247.4M | $243.7M | $246.2M | $240.1M | $231.4M | $222.9M | $214.1M | $205.1M |
| Gross profit | $223.2M | $213.3M | $215.5M | $207.1M | $199.3M | $196.2M | $196.3M | $188.9M | $183.8M | $177.3M | $177.0M | $175.4M |
| Gross margin | 83.2% | 82.5% | 81.8% | 80.8% | 80.5% | 80.5% | 79.7% | 78.7% | 79.4% | 79.5% | 82.7% | 85.5% |
| Operating income | $80.8M | $74.6M | $71.9M | $73.2M | $66.0M | $64.3M | $64.5M | $57.0M | $62.1M | $53.0M | $43.8M | $56.0M |
| Net income | $61.2M | $57.2M | $54.2M | $54.8M | $51.1M | $49.6M | $49.6M | $43.7M | $47.7M | $40.9M | $33.3M | $44.1M |
| Net margin | 22.8% | 22.1% | 20.6% | 21.4% | 20.7% | 20.4% | 20.1% | 18.2% | 20.6% | 18.3% | 15.5% | 21.5% |
| Diluted EPS | $1.16 | $1.08 | $1.03 | $1.04 | $0.97 | $0.93 | $0.94 | $0.83 | $0.91 | $0.76 | $0.62 | $0.82 |
| EBITDA | $80.8M | $74.6M | $71.9M | $73.2M | $66.0M | $64.3M | $64.5M | $57.0M | $62.1M | $53.0M | $53.0M | $56.1M |
| Operating cash flow | $51.1M | $71.6M | $84.6M | $101.1M | $53.7M | $62.5M | $65.7M | $56.9M | $39.8M | $79.9M | $44.9M | $64.9M |
| Free cash flow | $42.9M | $60.3M | $61.7M | $83.7M | $37.0M | $52.9M | $61.2M | $53.4M | $34.2M | $78.5M | $41.8M | $59.4M |
| Diluted shares | 52.8M | 52.8M | 52.7M | 52.8M | 52.9M | 52.9M | 52.8M | 52.7M | 52.7M | 53.3M | 53.5M | 53.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $258.2M | $572.2M | $301.8M | $245.2M | $237.2M | $518.0M |
| Short-term investments | $4.56B | $4.43B | $4.44B | $4.42B | $4.35B | $4.30B |
| Total debt | $606.5M | $446.3M | $458.8M | $539.2M | $713.8M | $595.5M |
| Total assets | $17.76B | $17.74B | $17.30B | $16.96B | $16.67B | $16.76B |
| Total liabilities | $15.69B | $15.73B | $15.30B | $15.02B | $14.78B | $14.93B |
| Shareholders' equity | $2.07B | $2.02B | $2.01B | $1.94B | $1.88B | $1.83B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology