gainbot
BriefMoversScreensSectorsEarningsIPOsNewsDividends & splitsScreenerWatchlistLearn
NYSE · CBUFinancialsBanking & Credit

Community Financial System, Inc. (CBU)

$63.80−1.05%
Close Nov 3, 2026 · split-adjusted
Nov 3, 2026$63.80▲ 14.03% in range
Nov 3, 2025Low $53.67 · High $70.99Nov 3, 2026
What changed · written from our data
As of Nov 3, 2026

Community Financial System closed at $63.80 on Nov 3, down 1.05%, 10.1% below its 52-week closing high. Volume of 398.1K shares was 1.67× its 20-day average (above normal).

Split-adjusted performance: +6.1% over one month, +0.3% over six months, +15.0% over one year.

In the quarter ended Jun 30, 2026, revenue was $268.36M, up 8.5% from a year earlier, with a net margin of 22.8%.

Short interest was 1.9M shares at the Oct 15 settlement, down 6.4% from the prior report (3.7% of float, 7.2 days to cover).

Market cap$3.34B52.4M shares
Revenue · quarter$268.4M+8.5% YoY
Diluted EPS$1.16+19.6% YoY
P/E · TTM14.7×P/S 3.2×
Net margin22.8%Gross 83.2%
Dividend yield3.07%$0.49 last paid
52-week range53.67 – 70.99−10.1% from high
Volume398.1K1.67× 20-day avg
Volatility · 60d16.9%Annualised
Short % of float3.7%7.2 days to cover
Net cash$4.21BCash $4.82B
Next earnings—Not scheduled
Split-adjusted performance
1W +2.3%1M +6.1%3M −3.5%6M +0.3%YTD +11.1%1Y +15.0%3Y +65.1%5Y −11.8%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 440 companies (100 = best)

6-month momentum34
Revenue growth60
Net margin73
Value (low P/E)25
Size78

Industry medians: 6-month return +6.7%, revenue growth +5.4%, net margin 18.2%, P/E 12.3×.

Short interest

Details →
Shares short1.9M−6.4% vs prior
Days to cover7.2Settled Oct 15
% of float3.7%
Short vol. 10d59.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
CBUCommunity Financial System$63.80−1.05%+0.3%+8.5%22.8%14.7$3.34B
PFSIPennyMac Financial Services$63.90−2.17%−27.0%+13.6%4.1%8.5$3.32BCompare
CIFRCipher Digital$8.12+18.37%−63.3%−43.0%−1077.1%—$3.37BCompare
SLMSLM$17.93+0.28%−20.5%−21.4%−5.5%6.1$3.37BCompare
GPGIGPGI$11.68−0.43%−30.0%———$3.39BCompare
SFNCSimmons First National$23.51−1.30%+9.8%−0.5%18.8%—$3.40BCompare
MCHBMechanics Bancorp$14.75−1.99%−0.7%—22.0%11.6$3.27BCompare
FFBCFirst Financial Bancorp$32.72−0.88%+7.5%+13.0%21.6%12.1$3.44BCompare
SBCFSeacoast Banking Corp of Florida$33.45−1.62%+8.3%+30.0%18.8%21.7$3.24BCompare

News about Community Financial System

All news →
Community Financial System (CBU) Q3 Earnings and Revenues Beat EstimatesZacks Investment Research · Oct 27, 2026NeutralCommunity Financial System (CBU) Earnings Expected to Grow: What to Know Ahead of Next Week's ReleaseZacks Investment Research · Oct 20, 2026▲ PositiveImplied Volatility Surging for Community Financial Stock OptionsZacks Investment Research · Oct 15, 2026Neutral

Quick answers

What does Community Financial System do?
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit.
What is CBU's market cap?
$3.34B, based on the Nov 3 close of $63.80.
What is CBU's P/E ratio?
14.7× trailing-twelve-month earnings of $227.45M.
Does Community Financial System pay a dividend?
Yes. The latest regular dividend was $0.49 per share (ex-date Sep 15), an annualised yield of 3.07%.
How much of CBU is sold short?
1.9M shares, 3.7% of float, as of Oct 15, 2026.
What sector is CBU in?
Financials, in the Banking & Credit industry.

About Community Financial System

Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.

HQ: Syracuse, NY3,001 employeesListed Jul 18, 1984communityfinancialsystem.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology