Cass Information Systems financials
$53.64−1.12%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $113.4M | $113.9M | $110.1M | $125.0M | $109.7M | $100.4M | $110.0M | $104.1M | $95.5M | $86.1M |
| Gross profit | $113.4M | $113.9M | $110.1M | $125.0M | $109.7M | $100.4M | $110.0M | $104.1M | $95.5M | $86.1M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | -$38.9M | -$44.3M | -$31.9M | -$15.9M | -$10.6M | -$14.2M | -$9.7M | -$7.8M | -$4.9M | -$7.3M |
| Net income | $35.1M | $19.2M | $30.1M | $34.9M | $28.6M | $25.2M | $30.4M | $30.3M | $25.0M | $24.3M |
| Net margin | 31.0% | 16.8% | 27.3% | 27.9% | 26.1% | 25.1% | 27.6% | 29.1% | 26.2% | 28.3% |
| Diluted EPS | $2.61 | $1.39 | $2.18 | $2.53 | $2.00 | $1.73 | $2.07 | $2.03 | $1.68 | $1.63 |
| EBITDA | -$31.7M | -$38.6M | -$27.2M | -$11.2M | -$5.5M | -$8.8M | -$4.9M | $3.4M | $6.5M | $2.1M |
| Operating cash flow | $37.4M | $38.9M | $36.9M | $51.6M | $34.5M | $47.8M | $42.1M | $28.7M | $58.5M | $100.2M |
| Free cash flow | $31.8M | $30.4M | $25.0M | $45.7M | $30.2M | $45.8M | $39.4M | $24.3M | $54.4M | $95.5M |
| Diluted shares | 13.5M | 13.8M | 13.8M | 13.8M | 14.3M | 14.6M | 14.7M | 14.9M | 14.9M | 14.9M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $26.1M | $19.3M | $20.9M | $21.0M | $12.3M | $31.0M |
| Short-term investments | $366.1M | $330.4M | $351.6M | $179.9M | $502.6M | $639.5M |
| Total debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $2.61B | $2.40B | $2.48B | $2.57B | $2.55B | $2.20B |
| Total liabilities | $2.36B | $2.17B | $2.25B | $2.37B | $2.31B | $1.94B |
| Shareholders' equity | $243.0M | $229.0M | $229.8M | $206.3M | $245.8M | $261.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology