Cass Information Systems financials
$53.64−1.12%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $28.9M | $27.9M | $28.0M | $28.8M | $28.5M | $28.0M | $27.9M | $28.8M | $28.5M | $28.7M | $33.5M | $32.8M |
| Gross profit | $28.9M | $24.1M | $28.0M | $28.8M | $28.5M | $23.9M | $27.9M | $28.8M | $28.5M | $23.5M | $33.5M | $32.8M |
| Gross margin | 100.0% | 86.3% | 100.0% | 100.0% | 100.0% | 85.3% | 100.0% | 100.0% | 100.0% | 82.0% | 100.0% | 100.0% |
| Operating income | -$8.4M | -$14.2M | -$11.5M | -$9.4M | -$9.6M | -$12.5M | -$12.5M | -$13.9M | -$10.3M | -$12.7M | -$6.7M | -$7.4M |
| Net income | $10.6M | $8.8M | $8.2M | $9.1M | $8.9M | $9.0M | $4.6M | $2.9M | $4.5M | $7.2M | $8.4M | $7.4M |
| Net margin | 36.6% | 31.6% | 29.3% | 31.6% | 31.1% | 32.0% | 16.4% | 10.2% | 15.8% | 24.9% | 25.1% | 22.5% |
| Diluted EPS | $0.81 | $0.67 | $0.62 | $0.68 | $0.66 | $0.66 | $0.33 | $0.21 | $0.32 | $0.52 | $0.61 | $0.54 |
| EBITDA | -$6.5M | -$12.4M | -$9.7M | -$7.7M | -$7.7M | -$10.8M | -$10.8M | -$12.4M | -$9.0M | -$11.4M | -$6.7M | -$6.2M |
| Operating cash flow | $16.9M | $14.5M | $4.8M | $12.3M | -$1.3M | $21.6M | $18.6M | -$198.0K | $10.7M | $9.8M | $7.6M | $12.4M |
| Free cash flow | $13.8M | $12.7M | $4.1M | $11.3M | -$2.6M | $19.0M | $18.4M | -$2.2M | $7.9M | $6.3M | $2.6M | $9.4M |
| Diluted shares | 13.1M | 13.2M | 13.2M | 13.4M | 13.6M | 13.6M | 13.7M | 13.8M | 13.8M | 13.8M | 13.8M | 13.8M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $41.1M | $34.9M | $26.1M | $30.7M | $5.1M | $12.4M |
| Short-term investments | $187.3M | $209.4M | $366.1M | $228.0M | $213.1M | $208.2M |
| Total debt | $80.0M | $145.0M | $0.00 | $0.00 | $0.00 | $0.00 |
| Total assets | $2.52B | $2.53B | $2.61B | $2.45B | $2.32B | $2.32B |
| Total liabilities | $2.27B | $2.29B | $2.36B | $2.21B | $2.08B | $2.08B |
| Shareholders' equity | $244.7M | $241.8M | $243.0M | $243.4M | $240.8M | $234.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology