Byline Bancorp financials
$36.90−0.75%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $633.1M | $624.8M | $535.8M | $358.9M | $323.2M | $301.3M | $320.4M | $256.5M | $185.8M |
| Gross profit | $446.3M | $406.9M | $386.9M | $322.6M | $310.6M | $277.0M | $271.8M | $228.2M | $171.9M |
| Gross margin | 70.5% | 65.1% | 72.2% | 89.9% | 96.1% | 92.0% | 84.9% | 89.0% | 92.5% |
| Operating income | $173.3M | $161.1M | $145.7M | $114.7M | $124.2M | $51.7M | $77.3M | $55.4M | $40.8M |
| Net income | $130.1M | $120.8M | $107.9M | $87.8M | $92.0M | $36.7M | $56.2M | $40.4M | $10.4M |
| Net margin | 20.5% | 19.3% | 20.1% | 24.5% | 28.5% | 12.2% | 17.5% | 15.8% | 5.6% |
| Diluted EPS | $2.89 | $2.75 | $2.67 | $2.34 | $2.40 | $0.96 | $1.48 | $1.18 | $0.38 |
| EBITDA | $173.4M | $161.1M | $147.7M | $115.1M | $136.5M | $64.6M | $89.3M | $66.8M | $47.8M |
| Operating cash flow | $140.3M | $175.2M | $166.1M | $220.3M | $74.4M | $109.0M | $29.3M | $79.9M | $26.9M |
| Free cash flow | $136.3M | $171.8M | $162.2M | $216.7M | $72.5M | $105.1M | $25.1M | $78.8M | $24.3M |
| Diluted shares | 45.1M | 43.9M | 40.4M | 37.5M | 38.4M | 38.3M | 38.0M | 34.2M | 27.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $60.2M | $58.8M | $60.4M | $62.3M | $35.2M | $41.4M |
| Short-term investments | $1.53B | $1.96B | $1.53B | $1.33B | $1.61B | $1.51B |
| Total debt | $564.9M | $731.6M | $487.7M | $736.0M | $600.4M | $715.7M |
| Total assets | $9.65B | $9.50B | $8.88B | $7.36B | $6.70B | $6.39B |
| Total liabilities | $8.38B | $8.41B | $7.89B | $6.60B | $5.86B | $5.59B |
| Shareholders' equity | $1.27B | $1.09B | $990.2M | $765.8M | $836.4M | $805.5M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology