Byline Bancorp financials
$36.90−0.75%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $161.2M | $154.2M | $159.9M | $164.5M | $159.0M | $149.7M | $155.8M | $160.8M | $154.4M | $153.8M | $150.1M | $149.0M |
| Gross profit | $117.7M | $112.4M | $117.0M | $115.7M | $110.5M | $103.1M | $104.7M | $101.8M | $99.4M | $101.0M | $100.8M | $104.8M |
| Gross margin | 73.0% | 72.9% | 73.2% | 70.4% | 69.5% | 68.9% | 67.2% | 63.3% | 64.4% | 65.7% | 67.1% | 70.4% |
| Operating income | $54.1M | $49.7M | $46.9M | $49.9M | $38.9M | $37.5M | $40.4M | $40.0M | $40.1M | $40.6M | $40.0M | $38.1M |
| Net income | $40.2M | $37.6M | $34.5M | $37.2M | $30.1M | $28.2M | $30.3M | $30.3M | $29.7M | $30.4M | $29.6M | $28.2M |
| Net margin | 24.9% | 24.4% | 21.6% | 22.6% | 18.9% | 18.9% | 19.5% | 18.9% | 19.2% | 19.8% | 19.7% | 18.9% |
| Diluted EPS | $0.90 | $0.83 | $0.77 | $0.82 | $0.66 | $0.64 | $0.69 | $0.69 | $0.68 | $0.70 | $0.68 | $0.65 |
| EBITDA | $54.1M | $49.7M | $47.1M | $49.9M | $38.9M | $37.5M | $40.4M | $40.0M | $40.1M | $40.6M | $41.9M | $38.1M |
| Operating cash flow | $14.2M | $54.6M | $58.6M | $38.3M | $16.5M | $27.8M | $52.9M | $19.8M | $40.1M | $62.3M | -$5.0M | $78.6M |
| Free cash flow | $13.2M | $54.1M | $58.1M | $38.0M | $15.5M | $25.8M | $51.0M | $19.1M | $39.4M | $62.2M | -$6.0M | $77.2M |
| Diluted shares | 44.8M | 45.0M | 45.1M | 45.4M | 45.5M | 44.3M | 44.0M | 44.0M | 43.7M | 43.7M | 43.4M | 43.5M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $77.2M | $62.3M | $60.2M | $70.4M | $75.1M | $73.5M |
| Short-term investments | $1.76B | $1.82B | $1.53B | $1.73B | $1.75B | $1.92B |
| Total debt | $606.2M | $650.1M | $564.9M | $581.5M | $559.4M | $723.3M |
| Total assets | $9.93B | $9.91B | $9.65B | $9.81B | $9.72B | $9.58B |
| Total liabilities | $8.63B | $8.63B | $8.38B | $8.57B | $8.53B | $8.45B |
| Shareholders' equity | $1.30B | $1.28B | $1.27B | $1.24B | $1.19B | $1.13B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology