Bridgewater Bancshares financials
$20.25−1.84%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $292.8M | $253.3M | $228.8M | $170.0M | $134.2M | $120.7M | $107.5M | $88.0M |
| Gross profit | $143.4M | $109.6M | $111.7M | $136.0M | $114.8M | $93.8M | $77.9M | $67.5M |
| Gross margin | 49.0% | 43.3% | 48.8% | 80.0% | 85.6% | 77.7% | 72.4% | 76.7% |
| Operating income | $60.0M | $42.7M | $52.5M | $71.7M | $61.6M | $35.7M | $38.3M | $32.1M |
| Net income | $42.0M | $28.8M | $35.9M | $49.3M | $44.5M | $27.2M | $31.4M | $26.9M |
| Net margin | 14.4% | 11.4% | 15.7% | 29.0% | 33.2% | 22.5% | 29.2% | 30.6% |
| Diluted EPS | $1.49 | $1.03 | $1.27 | $1.72 | $1.54 | $0.93 | $1.05 | $0.91 |
| EBITDA | $60.0M | $42.7M | $52.5M | $71.7M | $61.6M | $35.7M | $38.3M | $32.1M |
| Operating cash flow | $27.8M | $46.4M | $30.0M | $85.0M | $54.2M | $23.0M | $39.5M | $29.4M |
| Free cash flow | $22.0M | $42.3M | $27.0M | $83.4M | $53.5M | -$1.7M | $24.0M | $25.7M |
| Diluted shares | 28.2M | 27.9M | 28.3M | 28.7M | 29.0M | 29.2M | 30.0M | 29.4M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $123.5M | $229.8M | $128.6M | $87.0M | $143.5M | $160.7M |
| Short-term investments | $797.6M | $791.9M | $621.2M | $4.08B | $446.5M | $398.5M |
| Total debt | $508.2M | $452.9M | $412.5M | $189.7M | $134.7M | $142.2M |
| Total assets | $5.41B | $5.07B | $4.61B | $4.35B | $3.48B | $2.93B |
| Total liabilities | $4.89B | $4.61B | $4.19B | $3.95B | $3.10B | $2.66B |
| Shareholders' equity | $517.1M | $457.9M | $425.5M | $394.1M | $379.3M | $265.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology