Bridgewater Bancshares financials
$20.25−1.84%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $75.0M | $79.5M | $76.5M | $75.7M | $72.8M | $67.8M | $65.9M | $64.5M | $62.6M | $60.2M | $60.0M | $58.5M |
| Gross profit | $40.9M | $46.2M | $38.8M | $36.2M | $36.1M | $32.3M | $29.5M | $27.1M | $26.8M | $26.2M | $26.7M | $27.1M |
| Gross margin | 54.5% | 58.1% | 50.8% | 47.8% | 49.5% | 47.6% | 44.8% | 42.0% | 42.7% | 43.5% | 44.6% | 46.4% |
| Operating income | $18.4M | $22.8M | $17.1M | $15.1M | $15.1M | $12.7M | $10.5M | $11.4M | $10.6M | $10.2M | $11.2M | $12.5M |
| Net income | $13.0M | $16.4M | $12.3M | $10.6M | $10.5M | $8.6M | $7.2M | $7.7M | $7.1M | $6.8M | $7.9M | $8.6M |
| Net margin | 17.3% | 20.6% | 16.1% | 14.0% | 14.4% | 12.7% | 10.9% | 11.9% | 11.3% | 11.3% | 13.1% | 14.7% |
| Diluted EPS | $0.45 | $0.58 | $0.43 | $0.38 | $0.38 | $0.31 | $0.26 | $0.27 | $0.26 | $0.24 | $0.28 | $0.30 |
| EBITDA | $18.4M | $22.8M | $17.1M | $15.1M | $15.1M | $12.7M | $10.5M | $11.4M | $10.6M | $10.2M | $11.2M | $12.5M |
| Operating cash flow | $10.0M | $16.0M | $7.0M | $9.4M | $3.6M | $7.1M | $34.6M | -$6.0M | $10.6M | $7.2M | -$8.5M | $15.8M |
| Free cash flow | $9.3M | $14.2M | $4.4M | $7.8M | $2.4M | $6.6M | $31.2M | -$6.5M | $10.4M | $7.2M | -$8.7M | $15.5M |
| Diluted shares | 28.6M | 28.5M | 28.5M | 28.2M | 28.0M | 28.0M | 28.0M | 27.9M | 27.7M | 28.1M | 28.3M | 28.3M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $169.8M | $222.2M | $123.5M | $131.8M | $217.5M | $166.2M |
| Short-term investments | $623.4M | $585.0M | $797.6M | $851.5M | $769.3M | $787.7M |
| Total debt | $434.9M | $444.8M | $508.2M | $513.1M | $526.9M | $443.0M |
| Total assets | $5.39B | $5.34B | $5.41B | $5.36B | $5.30B | $5.14B |
| Total liabilities | $4.84B | $4.81B | $4.89B | $4.86B | $4.82B | $4.67B |
| Shareholders' equity | $547.9M | $528.4M | $517.1M | $497.5M | $476.3M | $469.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology