NASDAQ · BVFLFinancialsBanking & Credit

BV Financial, Inc. Common Stock (BVFL)

$22.28+2.63%
Close Nov 4, 2026 · split-adjusted
Oct 30, 2026$21.90▲ 31.77% in range
Nov 3, 2025Low $16.45 · High $22.57Oct 30, 2026
What changed · written from our data
As of Nov 4, 2026

BV Financial closed at $22.28 on Nov 4, up 2.63%, 1.3% below its 52-week closing high. Volume of 16.5K shares was 0.95× its 20-day average (close to normal).

Split-adjusted performance: +3.6% over one month, +15.3% over six months, +34.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $12.67M, down 2.4% from a year earlier, with a net margin of 27.3%.

Short interest was 90.4K shares at the Oct 15 settlement, down 20.8% from the prior report (1.4% of float, 4.7 days to cover).

Market cap$188.7M8.5M shares
Revenue · quarter$12.7M−2.4% YoY
Diluted EPS$0.42+44.8% YoY
P/E · TTM14.4×P/S 3.6×
Net margin27.3%Gross 79.0%
Dividend yieldNone$0.05 last paid
52-week range16.45 – 22.57−1.3% from high
Volume16.5K0.95× 20-day avg
Volatility · 60d23.6%Annualised
Short % of float1.4%4.7 days to cover
Net cash$107.8MCash $107.8M
Next earnings—Not scheduled
Split-adjusted performance
1W +0.8%1M +3.6%3M +4.6%6M +15.3%YTD +22.8%1Y +34.1%3Y +123.5%5Y —

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum73
Revenue growth19
Net margin88
Value (low P/E)28
Size19

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short90.4K−20.8% vs prior
Days to cover4.7Settled Oct 15
% of float1.4%
Short vol. 10d57.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
BVFLBV Financial$22.28+2.63%+15.3%−2.4%27.3%14.4$188.7M
SBFGSB Financial Group$30.29−0.75%+34.8%+5.5%18.1%11.3$189.4MCompare
FINWFinWise Bancorp$13.67+4.51%+0.6%+98.1%3.6%13.5$187.9MCompare
FGBIFIRST GUARANTY BANCSHARES$11.29+7.32%+20.5%−5.8%5.4%—$187.8MCompare
BAFNBayFirst Financial$5.97+1.36%−16.9%−70.9%−345.9%—$185.5MCompare
ZSQRZ Squared$3.63−2.68%——−866.6%—$192.4MCompare
FNWDFinward Bancorp$44.66+2.31%+43.8%+0.4%8.2%19.7$193.4MCompare
USDEStablecoinX$8.16+4.08%————$196.1MCompare
LARKLandmark Bancorp$32.39+1.54%+17.0%+2.6%22.1%9.8$197.8MCompare

Quick answers

What does BV Financial do?
BV Financial Inc is a federally-chartered savings and loan holding company engaged in offering traditional financial services to consumers and businesses. The company offers savings, interest checking, money market, personal and business checking, non-interest checking, education savings, small business checking, and business checking and certificates of deposit and IRA certificates of deposit.
What is BVFL's market cap?
$188.73M, based on the Nov 4 close of $22.28.
What is BVFL's P/E ratio?
14.4× trailing-twelve-month earnings of $13.09M.
Does BV Financial pay a dividend?
No regular cash dividend has been paid in the last year.
How much of BVFL is sold short?
90.4K shares, 1.4% of float, as of Oct 15, 2026.
What sector is BVFL in?
Financials, in the Banking & Credit industry.

About BV Financial

BV Financial Inc is a federally-chartered savings and loan holding company engaged in offering traditional financial services to consumers and businesses. The company offers savings, interest checking, money market, personal and business checking, non-interest checking, education savings, small business checking, and business checking and certificates of deposit and IRA certificates of deposit. It operates in one segment commercial banking. The company's sources of revenue are derived from interest and dividends earned on loans and investment securities.

HQ: Baltimore, MD104 employeesListed Jan 13, 2005bayvanguard.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology