NASDAQ · BAFNFinancialsBanking & Credit

BayFirst Financial Corp. Common Stock (BAFN)

$5.96+1.10%
Close Nov 4, 2026 · split-adjusted
Nov 3, 2026$5.89▼ 36.67% in range
Nov 3, 2025Low $4.55 · High $9.30Nov 3, 2026
What changed · written from our data
As of Nov 4, 2026

BayFirst Financial closed at $5.96 on Nov 4, up 1.10%, 36.0% below its 52-week closing high. Volume of 6.0K shares was 0.07× its 20-day average (below normal).

Split-adjusted performance: -18.0% over one month, -17.1% over six months, -36.0% over one year.

In the quarter ended Jun 30, 2026, revenue was $9.56M, down 70.9% from a year earlier, with a net margin of -345.9%.

Short interest was 747.9K shares at the Oct 15 settlement, up 15.6% from the prior report (5.1% of float, 6.3 days to cover).

Market cap$185.0M31.1M shares
Revenue · quarter$9.6M−70.9% YoY
Diluted EPS$-8.05—
P/E · TTM—P/S 2.7×
Net margin-345.9%Gross 27.3%
Dividend yieldNone$0.08 last paid
52-week range4.55 – 9.30−36.0% from high
Volume6.0K0.07× 20-day avg
Volatility · 60d103.1%Annualised
Short % of float5.1%6.3 days to cover
Net cash$165.4MCash $172.6M
Next earnings—Not scheduled
Split-adjusted performance
1W −7.1%1M −18.0%3M −12.4%6M −17.1%YTD −24.1%1Y −36.0%3Y −40.5%5Y —

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 432 companies (100 = best)

6-month momentum15
Revenue growth0
Net margin7
Value (low P/E)—
Size18

Industry medians: 6-month return +7.5%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short747.9K+15.6% vs prior
Days to cover6.3Settled Oct 15
% of float5.1%
Short vol. 10d55.0%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
BAFNBayFirst Financial$5.96+1.10%−17.1%−70.9%−345.9%—$185.0M
FGBIFIRST GUARANTY BANCSHARES$11.30+7.41%+20.6%−5.8%5.4%—$188.0MCompare
FINWFinWise Bancorp$13.69+4.63%+0.7%+98.1%3.6%13.5$188.1MCompare
BVFLBV Financial$22.29+2.67%+15.3%−2.4%27.3%14.4$188.8MCompare
SBFGSB Financial Group$30.40−0.39%+35.3%+5.5%18.1%11.3$190.1MCompare
ECBKECB Bancorp$21.90+2.96%+18.6%+15.3%14.5%16.8$191.4MCompare
WAFDPWaFd, Inc. Depositary Shares$14.76+1.79%−11.6%+1.8%17.5%0.7$177.1MCompare
FNWDFinward Bancorp$44.73+2.47%+44.1%+0.4%8.2%19.7$193.7MCompare
CNTNCanton Strategic Holdings$2.19+12.16%——−1287.2%—$174.3MCompare

Quick answers

What does BayFirst Financial do?
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income.
What is BAFN's market cap?
$185.03M, based on the Nov 4 close of $5.96.
Does BayFirst Financial pay a dividend?
No regular cash dividend has been paid in the last year.
How much of BAFN is sold short?
747.9K shares, 5.1% of float, as of Oct 15, 2026.
What sector is BAFN in?
Financials, in the Banking & Credit industry.

About BayFirst Financial

BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.

HQ: St Petersburg, FL143 employeesListed Jul 23, 2015bayfirstfinancial.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology