Bank First financials
$149.75−0.87%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $85.7M | $84.1M | $61.4M | $61.4M | $59.5M | $61.6M | $58.3M | $58.9M | $55.2M | $53.7M | $91.1M | $52.2M |
| Gross profit | $65.0M | $63.7M | $44.9M | $44.2M | $41.6M | $43.1M | $40.1M | $40.8M | $38.9M | $37.7M | $75.4M | $39.3M |
| Gross margin | 75.9% | 75.8% | 73.2% | 72.0% | 70.0% | 70.0% | 68.8% | 69.2% | 70.4% | 70.3% | 82.7% | 75.2% |
| Operating income | $30.6M | $24.7M | $22.9M | $22.5M | $20.7M | $22.1M | $21.8M | $20.7M | $19.8M | $17.2M | $46.0M | $19.7M |
| Net income | $24.6M | $20.0M | $18.6M | $17.9M | $16.8M | $18.2M | $17.8M | $16.5M | $16.0M | $15.3M | $34.7M | $14.7M |
| Net margin | 28.7% | 23.8% | 30.4% | 29.2% | 28.2% | 29.6% | 30.5% | 27.9% | 28.9% | 28.6% | 38.1% | 28.2% |
| Diluted EPS | $2.21 | $1.78 | $1.90 | $1.83 | $1.71 | $1.82 | $1.78 | $1.65 | $1.59 | $1.51 | $3.35 | $1.43 |
| EBITDA | $30.6M | $24.7M | $22.9M | $22.5M | $20.7M | $22.1M | $21.8M | $20.7M | $19.8M | $17.2M | $46.0M | $19.7M |
| Operating cash flow | $24.4M | -$11.7M | $29.0M | $15.5M | $11.9M | $6.2M | $30.8M | $18.8M | $14.9M | $1.3M | $20.3M | $17.5M |
| Free cash flow | $20.8M | -$16.9M | $26.3M | $12.5M | $8.2M | $4.0M | $27.4M | $16.9M | $13.8M | $551.0K | $18.1M | $12.9M |
| Diluted shares | 11.1M | 11.2M | 9.8M | 9.8M | 9.9M | 10.0M | 10.0M | 10.0M | 10.0M | 10.2M | 10.4M | 10.4M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $84.9M | $64.4M | $55.3M | $47.7M | $84.7M | $60.6M |
| Short-term investments | $856.7M | $1.00B | $515.1M | $415.2M | $371.0M | $572.1M |
| Total debt | $104.8M | $116.6M | $122.0M | $221.9M | $121.9M | $146.9M |
| Total assets | $5.95B | $6.07B | $4.51B | $4.42B | $4.37B | $4.51B |
| Total liabilities | $5.13B | $5.25B | $3.86B | $3.79B | $3.75B | $3.86B |
| Shareholders' equity | $819.3M | $819.9M | $643.8M | $628.1M | $612.3M | $648.4M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology