NASDAQ · BCMLFinancialsBanking & Credit

BayCom financials

$30.78−0.29%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
FY18
Dec 31
Revenue$141.5M$138.1M$133.3M$113.2M$92.9M$96.0M$86.0M$63.9M
Gross profit$100.5M$97.5M$104.9M$102.8M$84.1M$87.1M$77.3M$59.0M
Gross margin71.1%70.6%78.6%90.9%90.5%90.7%89.8%92.3%
Operating income$32.6M$32.1M$38.2M$32.4M$28.5M$18.2M$23.7M$20.5M
Net income$23.9M$23.6M$27.4M$23.7M$20.7M$13.7M$17.3M$14.5M
Net margin16.9%17.1%20.6%21.0%22.3%14.3%20.1%22.7%
Diluted EPS$2.18$2.10$2.27$1.81$1.90$1.15$1.47$1.50
EBITDA$32.6M$32.1M$38.2M$32.4M$28.5M$18.2M$23.7M$20.5M
Operating cash flow$31.8M$30.4M$30.8M$73.6M$65.0M$10.0M$59.4M$44.0M
Free cash flow$30.1M$28.7M$28.7M$72.7M$63.7M$7.4M$55.9M$43.0M
Diluted shares11.0M11.3M12.1M13.1M10.9M12.0M11.8M9.7M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$26.8M$23.1M$17.9M$27.0M$21.2M$29.7M
Short-term investments$391.2M$568.5M$487.6M$340.1M$552.6M$408.3M
Total debt$8.7M$72.4M$72.4M$88.7M$85.8M$88.3M
Total assets$2.59B$2.66B$2.55B$2.51B$2.35B$2.20B
Total liabilities$2.26B$2.34B$2.24B$2.20B$2.09B$1.94B
Shareholders' equity$338.6M$324.4M$312.9M$317.1M$262.6M$252.6M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology