BayCom financials
$30.78−0.29%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $33.7M | $36.1M | $35.2M | $37.2M | $35.0M | $34.1M | $34.2M | $36.2M | $33.9M | $33.8M | $34.9M | $34.5M |
| Gross profit | $25.2M | $26.7M | $25.9M | $25.7M | $24.7M | $24.3M | $23.7M | $25.6M | $23.8M | $24.5M | $26.2M | $26.5M |
| Gross margin | 74.7% | 74.1% | 73.5% | 69.0% | 70.6% | 71.3% | 69.1% | 70.8% | 70.2% | 72.4% | 75.1% | 76.7% |
| Operating income | -$7.2M | $10.9M | $9.5M | $6.7M | $8.7M | $7.7M | $8.1M | $8.3M | $7.6M | $8.1M | $8.8M | $9.3M |
| Net income | -$7.0M | $8.2M | $6.9M | $5.0M | $6.4M | $5.7M | $6.1M | $6.0M | $5.6M | $5.9M | $6.4M | $6.6M |
| Net margin | −20.6% | 22.7% | 19.5% | 13.5% | 18.2% | 16.7% | 17.9% | 16.6% | 16.5% | 17.4% | 18.3% | 19.2% |
| Diluted EPS | $-0.64 | $0.75 | $0.63 | $0.46 | $0.58 | $0.51 | $0.55 | $0.54 | $0.50 | $0.51 | $0.55 | $0.56 |
| EBITDA | -$7.2M | $10.9M | $9.5M | $6.7M | $8.7M | $7.7M | $8.1M | $8.3M | $7.6M | $8.1M | $8.8M | $9.3M |
| Operating cash flow | $5.1M | $7.0M | $8.8M | $7.3M | $6.4M | $9.3M | $8.0M | $9.6M | $7.7M | $5.1M | $8.4M | $9.8M |
| Free cash flow | $4.5M | $6.7M | $8.6M | $6.2M | $5.6M | $9.1M | $7.9M | $9.4M | $7.4M | $3.9M | $7.0M | $9.3M |
| Diluted shares | 10.9M | 10.9M | 10.9M | 10.9M | 11.0M | 11.1M | 11.1M | 11.1M | 11.3M | 11.5M | 11.6M | 11.8M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $21.8M | $18.6M | $26.8M | $21.7M | $21.8M | $21.0M |
| Short-term investments | $369.8M | $508.6M | $391.2M | $429.0M | $488.6M | $461.7M |
| Total debt | $30.9M | $5.9M | $8.7M | $8.7M | $72.5M | $72.4M |
| Total assets | $2.58B | $2.65B | $2.59B | $2.60B | $2.62B | $2.56B |
| Total liabilities | $2.24B | $2.30B | $2.26B | $2.27B | $2.29B | $2.23B |
| Shareholders' equity | $335.4M | $344.0M | $338.6M | $334.3M | $330.6M | $329.3M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology