NASDAQ · XP
XP financials
$20.27+0.20%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 |
|---|---|---|---|---|---|---|---|
| Revenue | $1.44B | $1.20B | $1.35B | $1.12B | $2.17B | $1.57B | $1.28B |
| Gross profit | $453.9M | $382.2M | $439.6M | $1.12B | $2.17B | $1.57B | $1.28B |
| Gross margin | 31.4% | 31.8% | 32.7% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating income | -$811.1M | -$629.2M | -$792.9M | -$671.1M | $710.5M | $476.2M | $405.1M |
| Net income | $937.3M | $730.4M | $803.4M | $677.0M | $644.3M | $399.8M | $268.8M |
| Net margin | 64.9% | 60.8% | 59.7% | 60.2% | 29.7% | 25.5% | 21.1% |
| Diluted EPS | $1.76 | $1.33 | $1.48 | $1.18 | $1.12 | $0.72 | $0.53 |
| EBITDA | -$756.0M | -$586.2M | -$740.9M | -$632.1M | $710.5M | $503.8M | $427.7M |
| Operating cash flow | $2.18B | $1.81B | $1.67B | $341.2M | -$721.6M | $290.9M | -$948.8M |
| Free cash flow | $2.15B | $1.79B | $1.66B | $332.8M | -$745.9M | $262.9M | -$966.8M |
| Diluted shares | 531.9M | 548.3M | 544.2M | 573.0M | 573.5M | 559.1M | 511.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.88B | $907.9M | $812.6M | $672.1M | $446.2M | $376.4M |
| Short-term investments | $49.28B | $37.59B | $35.45B | $26.89B | $18.50B | $15.04B |
| Total debt | $41.19B | $32.97B | $27.70B | $20.41B | $12.91B | $11.72B |
| Total assets | $71.89B | $56.23B | $51.32B | $36.32B | $25.01B | $18.49B |
| Total liabilities | $67.62B | $52.98B | $47.31B | $33.10B | $22.42B | $16.39B |
| Shareholders' equity | $4.27B | $3.24B | $4.01B | $3.22B | $2.59B | $2.10B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology