The Western Union financials
$5.97−2.45%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.05B | $4.21B | $4.36B | $4.48B | $5.07B | $4.83B | $5.29B | $5.59B | $5.52B | $5.42B |
| Gross profit | $1.50B | $1.59B | $1.69B | $1.85B | $2.17B | $2.01B | $2.21B | $2.29B | $2.17B | $2.16B |
| Gross margin | 37.0% | 37.8% | 38.7% | 41.3% | 42.9% | 41.5% | 41.7% | 41.0% | 39.3% | 39.8% |
| Operating income | $757.3M | $725.8M | $817.5M | $884.9M | $1.01B | $967.3M | $934.0M | $1.12B | $475.8M | $487.0M |
| Net income | $499.6M | $934.2M | $626.0M | $910.6M | $805.8M | $744.3M | $1.06B | $851.9M | -$557.1M | $253.2M |
| Net margin | 12.3% | 22.2% | 14.4% | 20.3% | 15.9% | 15.4% | 20.0% | 15.2% | −10.1% | 4.7% |
| Diluted EPS | $1.52 | $2.74 | $1.68 | $2.34 | $1.97 | $1.79 | $2.46 | $1.87 | $-1.19 | $0.51 |
| EBITDA | $922.7M | $904.9M | $1.00B | $1.07B | $1.33B | $1.19B | $1.19B | $1.39B | $1.20B | $750.2M |
| Operating cash flow | $543.7M | $406.3M | $783.1M | $581.6M | $1.05B | $877.5M | $914.6M | $821.3M | $742.0M | $1.04B |
| Free cash flow | $420.2M | $287.5M | $671.7M | $549.7M | $938.2M | $789.8M | $833.5M | $632.6M | $639.7M | $919.4M |
| Diluted shares | 327.6M | 341.1M | 371.8M | 388.4M | 408.9M | 415.2M | 430.9M | 454.4M | 467.9M | 493.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.23B | $1.47B | $1.27B | $1.29B | $1.21B | $1.43B |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Total debt | $2.88B | $2.94B | $2.50B | $2.62B | $3.01B | $3.07B |
| Total assets | $8.31B | $8.37B | $8.20B | $8.50B | $8.82B | $9.50B |
| Total liabilities | $7.35B | $7.40B | $7.72B | $8.02B | $8.47B | $9.31B |
| Shareholders' equity | $957.8M | $968.9M | $479.0M | $477.8M | $355.6M | $186.6M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology