Wintrust Financial financials
$143.49−0.37%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.23B | $3.97B | $3.33B | $2.21B | $1.86B | $1.90B | $1.79B | $1.53B | $1.27B | $1.14B |
| Gross profit | $2.73B | $2.45B | $2.27B | $1.96B | $1.71B | $1.64B | $1.46B | $1.32B | $1.15B | $1.05B |
| Gross margin | 64.4% | 61.8% | 68.3% | 88.6% | 91.9% | 86.7% | 81.6% | 86.5% | 91.0% | 92.1% |
| Operating income | $1.12B | $947.1M | $845.1M | $700.6M | $637.8M | $389.8M | $480.1M | $460.1M | $390.0M | $331.9M |
| Net income | $774.2M | $667.1M | $594.7M | $481.7M | $438.2M | $271.6M | $347.5M | $335.0M | $247.9M | $192.4M |
| Net margin | 18.3% | 16.8% | 17.9% | 21.8% | 23.5% | 14.3% | 19.4% | 21.9% | 19.6% | 16.9% |
| Diluted EPS | $11.40 | $10.31 | $9.58 | $8.02 | $7.58 | $4.68 | $6.03 | $5.86 | $4.40 | $3.66 |
| EBITDA | $1.12B | $947.1M | $845.1M | $700.6M | $637.8M | $389.8M | $480.1M | $460.1M | $390.0M | $331.9M |
| Operating cash flow | $910.3M | $721.6M | $744.4M | $1.38B | $1.13B | -$518.5M | $266.0M | $377.2M | $401.6M | $311.0M |
| Free cash flow | $860.4M | $635.5M | $698.0M | $1.32B | $1.07B | -$582.1M | $184.0M | $308.9M | $342.4M | $277.0M |
| Diluted shares | 67.9M | 64.7M | 62.1M | 60.1M | 57.8M | 58.0M | 57.6M | 57.2M | 56.7M | 54.3M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $467.9M | $452.0M | $423.4M | $490.9M | $411.1M | $322.4M |
| Short-term investments | $13.48B | $12.95B | $10.07B | $9.46B | $11.81B | $8.33B |
| Total debt | $4.48B | $4.24B | $3.66B | $3.60B | $2.43B | $2.44B |
| Total assets | $71.14B | $64.88B | $56.26B | $52.95B | $50.14B | $45.08B |
| Total liabilities | $63.88B | $58.54B | $50.86B | $48.15B | $45.64B | $40.96B |
| Shareholders' equity | $7.26B | $6.34B | $5.40B | $4.80B | $4.50B | $4.12B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology