Western New England Bancorp financials
$13.83−1.00%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $34.2M | $33.7M | $33.7M | $33.2M | $33.0M | $31.2M | $31.8M | $31.0M | $30.6M | $29.3M | $29.5M | $29.5M |
| Gross profit | $22.7M | $22.3M | $22.0M | $21.3M | $21.1M | $18.3M | $18.5M | $17.9M | $18.3M | $18.0M | $18.9M | $20.0M |
| Gross margin | 66.5% | 66.0% | 65.3% | 64.0% | 63.8% | 58.6% | 58.2% | 57.7% | 59.7% | 61.5% | 64.1% | 67.7% |
| Operating income | $4.8M | $6.2M | $6.6M | $4.2M | $6.0M | $3.0M | $4.4M | $2.5M | $4.3M | $3.8M | $3.6M | $5.5M |
| Net income | $3.6M | $4.8M | $5.2M | $3.2M | $4.6M | $2.3M | $3.3M | $1.9M | $3.5M | $3.0M | $2.5M | $4.5M |
| Net margin | 10.5% | 14.2% | 15.5% | 9.5% | 13.9% | 7.4% | 10.3% | 6.1% | 11.5% | 10.1% | 8.5% | 15.2% |
| Diluted EPS | $0.18 | $0.24 | $0.26 | $0.16 | $0.23 | $0.11 | $0.16 | $0.09 | $0.17 | $0.14 | $0.12 | $0.21 |
| EBITDA | $4.8M | $6.2M | $6.6M | $4.2M | $6.0M | $3.0M | $4.4M | $2.5M | $4.3M | $3.8M | $3.6M | $5.5M |
| Operating cash flow | $6.6M | $346.0K | $7.1M | $5.6M | $6.8M | -$829.0K | $6.1M | $3.0M | $2.0M | $1.2M | $8.9M | $7.6M |
| Free cash flow | $5.9M | -$388.0K | $6.4M | $5.3M | $6.5M | -$1.1M | $5.3M | $2.9M | $1.6M | $1.1M | $7.5M | $6.9M |
| Diluted shares | 19.9M | 20.1M | 20.2M | 20.2M | 20.3M | 20.5M | 20.7M | 20.9M | 21.2M | 21.3M | 21.4M | 21.7M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $22.8M | $22.2M | $19.9M | $25.5M | $30.0M | $27.4M |
| Short-term investments | $371.6M | $398.9M | $391.1M | $436.4M | $446.0M | $458.8M |
| Total debt | $62.5M | $116.6M | $106.1M | $120.8M | $121.8M | $122.3M |
| Total assets | $2.73B | $2.76B | $2.74B | $2.74B | $2.71B | $2.71B |
| Total liabilities | $2.48B | $2.52B | $2.49B | $2.49B | $2.47B | $2.47B |
| Shareholders' equity | $248.3M | $248.1M | $247.6M | $243.6M | $239.4M | $237.7M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology