NASDAQ · VABKFinancialsBanking & Credit

Virginia National Bankshares financials

$48.17−1.51%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
Revenue$83.3M$83.5M$79.1M$70.4M$58.7M
Gross profit$57.6M$54.0M$58.1M$67.2M$55.5M
Gross margin69.1%64.6%73.4%95.5%94.4%
Operating income$24.1M$20.9M$23.3M$28.5M$11.9M
Net income$19.3M$17.0M$19.3M$23.4M$10.1M
Net margin23.1%20.3%24.4%33.3%17.1%
Diluted EPS$3.55$3.15$3.58$4.38$2.14
EBITDA$24.1M$20.9M$23.3M$28.8M$19.3M
Operating cash flow$21.3M$15.3M$13.9M$22.7M$13.1M
Free cash flow$18.6M$14.7M$12.7M$16.9M$11.8M
Diluted shares5.4M5.4M5.4M5.4M4.7M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$5.8M$5.3M$18.1M$21.0M$20.3M
Short-term investments$319.0M$281.5M$439.3M$562.5M$797.3M
Total debt$23.6M$23.5M$70.0M$3.4M$3.4M
Total assets$1.65B$1.62B$1.65B$1.62B$1.97B
Total liabilities$1.47B$1.46B$1.49B$1.49B$1.81B
Shareholders' equity$184.2M$160.3M$153.0M$133.4M$162.0M

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology