NASDAQ · UMBFOFinancialsBanking & Credit

UMB Financial Corporation Depositary Shares Each Representing a 1/400th Interest in a Share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B financials

$25.91−0.04%
Close Sep 28, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
Revenue$4.14B
Gross profit$2.65B
Gross margin64.0%
Operating income$875.0M
Net income$684.6M
Net margin16.5%
Diluted EPS$9.29
EBITDA$875.0M
Operating cash flow$1.03B
Free cash flow$978.1M
Diluted shares73.7M

Balance sheet

Period endDec 31
Cash & equivalents$952.5M
Short-term investments$28.62B
Total debt$474.2M
Total assets$73.09B
Total liabilities$65.40B
Shareholders' equity$7.69B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology