What is UMBF's market cap?

$10.52B, based on the Nov 4 close of $138.51.

What is UMBF's P/E ratio?

11.5× trailing-twelve-month earnings of $917.30M.

Does UMB Financial pay a dividend?

Yes. The latest regular dividend was $0.5 per share (ex-date Sep 10), an annualised yield of 1.44%.

How much of UMBF is sold short?

4.0M shares, 5.6% of float, as of Oct 15, 2026.

What sector is UMBF in?

Financials, in the Banking & Credit industry.

NASDAQ · UMBFFinancialsBanking & Credit

UMB Financial Corp (UMBF)

$138.51+1.78%

Close Nov 4, 2026 · split-adjusted

Nov 3, 2026$136.09▲ 26.82% in range

Nov 3, 2025Low $103.99 · High $152.04Nov 3, 2026

What changed · written from our data

As of Nov 4, 2026

UMB Financial closed at $138.51 on Nov 4, up 1.78%, 8.9% below its 52-week closing high. Volume of 581.1K shares was 0.86× its 20-day average (close to normal).

Split-adjusted performance: +6.5% over one month, +3.4% over six months, +29.1% over one year.

In the quarter ended Jun 30, 2026, revenue was $1.12B, up 4.1% from a year earlier, with a net margin of 24.3%.

Short interest was 4.0M shares at the Oct 15 settlement, up 4.0% from the prior report (5.6% of float, 6.2 days to cover).

Market cap$10.52B76.0M shares

Revenue · quarter$1.12B+4.1% YoY

Diluted EPS$3.56+26.2% YoY

P/E · TTM11.5×P/S 2.4×

Net margin24.3%Gross 69.7%

Dividend yield1.44%$0.5 last paid

52-week range103.99 – 152.04−8.9% from high

Volume581.1K0.86× 20-day avg

Volatility · 60d20.8%Annualised

Short % of float5.6%6.3 days to cover

Net cash$26.12BCash $26.60B

Next earnings—Not scheduled

Split-adjusted performance

1W +4.7%1M +6.5%3M −4.6%6M +3.4%YTD +20.4%1Y +29.1%3Y +120.5%5Y +43.1%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum40

Revenue growth44

Net margin79

Value (low P/E)66

Size92

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →

Shares short4.0M+4.0% vs prior

Days to cover6.3Settled Oct 15

% of float5.6%

Short vol. 10d73.8%of daily volume

Closest peers by size in Banking & Credit

Company	Price	Today	6M	Rev. growth	Net margin	P/E	Mkt cap
UMBFUMB Financial	$138.51	+1.78%	+3.4%	+4.1%	24.3%	11.5	$10.52B
WTFCWintrust Financial	$156.12	+0.48%	+1.9%	+5.5%	20.4%	12.4	$10.53B	Compare
SSBSouthState Bank	$106.65	+0.66%	+8.1%	−2.2%	23.3%	11.1	$10.31B	Compare
BPOPPopular	$158.72	+1.24%	+5.8%	+4.5%	23.9%	10.3	$9.97B	Compare
CFRCullen/Frost Bankers	$159.69	+0.35%	+13.5%	+0.5%	23.3%	14.7	$9.93B	Compare
FHNFirst Horizon	$23.74	+1.67%	−5.3%	+0.6%	21.0%	10.9	$11.25B	Compare
ONBOld National Bancorp	$25.89	+1.85%	+5.4%	−0.2%	23.9%	10.4	$9.79B	Compare
CHYMChime Financial	$29.87	+5.92%	+37.5%	+26.8%	4.2%	—	$11.31B	Compare
ZIONZions Bancorporation N.A.	$66.63	+1.34%	+4.1%	+19.2%	30.2%	8.4	$9.72B	Compare

News about UMB Financial

All news →

UMB (UMBF) Upgraded to Buy: Here's WhyZacks Investment Research · 2d ago▲ Positive Here's Why UMB Financial (UMBF) is a Strong Momentum StockZacks Investment Research · 5d ago▲ Positive UMBF Q3 Earnings Beat on Higher NII, El Dorado Buyout Deal AnnouncedZacks Investment Research · Oct 28, 2026▲ Positive UMB (UMBF) Reports Q3 Earnings: What Key Metrics Have to SayZacks Investment Research · Oct 27, 2026▲ Positive UMB Financial (UMBF) Surpasses Q3 Earnings and Revenue EstimatesZacks Investment Research · Oct 27, 2026▲ Positive

Quick answers

What does UMB Financial do?: UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers.
What is UMBF's market cap?: $10.52B, based on the Nov 4 close of $138.51.
What is UMBF's P/E ratio?: 11.5× trailing-twelve-month earnings of $917.30M.
Does UMB Financial pay a dividend?: Yes. The latest regular dividend was $0.5 per share (ex-date Sep 10), an annualised yield of 1.44%.
How much of UMBF is sold short?: 4.0M shares, 5.6% of float, as of Oct 15, 2026.
What sector is UMBF in?: Financials, in the Banking & Credit industry.

About UMB Financial

UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.

HQ: Kansas City, MO5,222 employeesListed Feb 18, 1975umb.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology