United Fire Group financials
$53.53+0.35%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $382.6M | $369.4M | $365.8M | $354.0M | $335.5M | $331.1M | $333.2M | $323.0M | $301.2M | $296.0M | $287.3M | $274.0M |
| Gross profit | $86.3M | $79.3M | $91.0M | $84.3M | $67.3M | $64.1M | $79.9M | $64.4M | $32.5M | $50.7M | $52.7M | $38.4M |
| Gross margin | 22.6% | 21.5% | 24.9% | 23.8% | 20.1% | 19.3% | 24.0% | 19.9% | 10.8% | 17.1% | 18.4% | 14.0% |
| Operating income | $45.2M | $41.7M | $51.4M | $52.2M | $32.0M | $24.5M | $42.4M | $27.9M | -$2.2M | $18.2M | $25.0M | $9.2M |
| Net income | $33.4M | $30.1M | $38.4M | $39.2M | $22.9M | $17.7M | $31.4M | $19.7M | -$2.7M | $13.5M | $19.6M | $6.4M |
| Net margin | 8.7% | 8.1% | 10.5% | 11.1% | 6.8% | 5.3% | 9.4% | 6.1% | −0.9% | 4.6% | 6.8% | 2.3% |
| Diluted EPS | $1.29 | $1.15 | $1.45 | $1.49 | $0.87 | $0.67 | $1.18 | $0.76 | $-0.11 | $0.52 | $0.79 | $0.25 |
| EBITDA | $47.8M | $44.6M | $54.7M | $55.4M | $34.5M | $27.0M | $45.6M | $31.3M | $2.4M | $22.5M | $25.0M | $13.6M |
| Operating cash flow | $34.2M | $56.6M | $119.8M | $60.8M | $53.4M | $35.7M | $156.3M | $56.5M | $91.3M | $36.2M | $138.3M | -$4.4M |
| Free cash flow | $33.7M | $56.2M | $119.2M | $59.3M | $51.7M | $33.2M | $153.4M | $53.4M | $88.1M | $33.6M | $135.5M | -$6.9M |
| Diluted shares | 25.9M | 26.1M | 26.4M | 26.4M | 26.4M | 26.2M | 26.6M | 25.9M | 25.3M | 25.8M | 24.7M | 25.6M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $139.4M | $162.0M | $156.3M | $233.7M | $202.1M | $183.7M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total debt | $146.3M | $146.3M | $146.2M | $146.1M | $117.2M | $117.1M |
| Total assets | $4.01B | $3.91B | $3.84B | $3.75B | $3.66B | $3.53B |
| Total liabilities | $3.04B | $2.96B | $2.90B | $2.86B | $2.82B | $2.71B |
| Shareholders' equity | $977.3M | $950.6M | $941.2M | $898.7M | $845.7M | $817.7M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology