NASDAQ · UBSIFinancialsBanking & Credit

United Bankshares Inc (UBSI)

$49.23+1.57%
Close Nov 4, 2026 · split-adjusted
Nov 2, 2026$49.52▲ 37.52% in range
Nov 3, 2025Low $34.83 · High $49.52Nov 2, 2026
What changed · written from our data
As of Nov 4, 2026

United Bankshares closed at $49.23 on Nov 4, up 1.57%, 0.3% below its 52-week closing high. Volume of 1.4M shares was 1.69× its 20-day average (above normal).

Split-adjusted performance: +6.9% over one month, +12.6% over six months, +36.7% over one year.

In the quarter ended Jun 30, 2026, revenue was $456.70M, up 0.9% from a year earlier, with a net margin of 28.8%.

Short interest was 6.8M shares at the Oct 15 settlement, up 3.2% from the prior report (5.1% of float, 7.0 days to cover).

Market cap$6.70B136.2M shares
Revenue · quarter$456.7M+0.9% YoY
Diluted EPS$0.95+11.8% YoY
P/E · TTM13.0×P/S 3.6×
Net margin28.8%Gross 70.9%
Dividend yield3.09%$0.38 last paid
52-week range34.83 – 49.37−0.3% from high
Volume1.4M1.69× 20-day avg
Volatility · 60d16.2%Annualised
Short % of float5.1%7.0 days to cover
Net cash$5.21BCash $5.74B
Next earnings—Not scheduled
Split-adjusted performance
1W +2.5%1M +6.9%3M +1.3%6M +12.6%YTD +28.2%1Y +36.7%3Y +74.9%5Y +39.5%

Earnings reactions

History →

No reported quarters with price history yet.

Rank within Banking & Credit

Percentile among 435 companies (100 = best)

6-month momentum66
Revenue growth28
Net margin90
Value (low P/E)43
Size88

Industry medians: 6-month return +7.4%, revenue growth +5.2%, net margin 18.2%, P/E 12.5×.

Short interest

Details →
Shares short6.8M+3.2% vs prior
Days to cover7.0Settled Oct 15
% of float5.1%
Short vol. 10d58.9%of daily volume

Closest peers by size in Banking & Credit

CompanyPriceToday6MRev. growthNet marginP/EMkt cap
UBSIUnited Bankshares$49.23+1.57%+12.6%+0.9%28.8%13.0$6.70B
OMFOneMain Holdings$57.97+2.46%+3.7%+9.5%10.9%8.7$6.64BCompare
FNBF.N.B.$18.45+1.10%+1.4%+0.1%22.1%10.8$6.51BCompare
GBCIGlacier Bancorp$49.64+1.53%−0.2%+19.1%24.1%20.7$6.46BCompare
HOMBHome BancShares$30.45+1.10%+12.7%+5.4%30.6%12.7$6.07BCompare
HUTHut 8$48.94−23.23%−55.1%+81.4%−200.4%—$6.03BCompare
HWCHancock Whitney$73.26+0.88%+6.7%+4.0%24.4%13.8$5.88BCompare
WULFTeraWulf$11.70−6.62%−54.5%−6.0%−2099.6%—$5.84BCompare
ASBAssociated Banc-Corp$31.35+1.36%+8.6%+13.0%19.9%11.3$5.82BCompare

Quick answers

What does United Bankshares do?
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels.
What is UBSI's market cap?
$6.70B, based on the Nov 4 close of $49.23.
What is UBSI's P/E ratio?
13.0× trailing-twelve-month earnings of $515.15M.
Does United Bankshares pay a dividend?
Yes. The latest regular dividend was $0.38 per share (ex-date Sep 11), an annualised yield of 3.09%.
How much of UBSI is sold short?
6.8M shares, 5.1% of float, as of Oct 15, 2026.
What sector is UBSI in?
Financials, in the Banking & Credit industry.

About United Bankshares

United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.

HQ: Charleston, WV2,694 employeesListed May 29, 1987ubsi-inc.com

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology