The Travelers Companies financials
$363.21+0.01%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $48.83B | $46.42B | $41.36B | $36.88B | $34.82B | $31.98B | $31.58B | $30.28B | $28.90B | $27.63B |
| Gross profit | $14.34B | $12.39B | $8.92B | $8.52B | $9.47B | $8.09B | $7.85B | $7.61B | $7.27B | $8.57B |
| Gross margin | 29.4% | 26.7% | 21.6% | 23.1% | 27.2% | 25.3% | 24.8% | 25.1% | 25.2% | 31.0% |
| Operating income | $8.22B | $6.57B | $3.75B | $3.71B | $4.80B | $3.58B | $3.48B | $3.31B | $3.10B | $4.42B |
| Net income | $6.24B | $4.96B | $2.97B | $2.82B | $3.63B | $2.68B | $2.60B | $2.50B | $2.04B | $2.99B |
| Net margin | 12.8% | 10.7% | 7.2% | 7.7% | 10.4% | 8.4% | 8.2% | 8.3% | 7.1% | 10.8% |
| Diluted EPS | $27.43 | $21.47 | $12.79 | $11.77 | $14.49 | $10.52 | $9.92 | $9.28 | $7.33 | $10.28 |
| EBITDA | $16.17B | $14.26B | $10.70B | $10.05B | $10.71B | $9.14B | $8.85B | $8.50B | $8.08B | $9.23B |
| Operating cash flow | $10.61B | $9.07B | $7.71B | $6.46B | $7.27B | $6.52B | $5.21B | $4.38B | $4.15B | $4.47B |
| Free cash flow | $10.61B | $9.07B | $7.71B | $6.46B | $7.27B | — | — | — | — | — |
| Diluted shares | 227.6M | 231.1M | 232.2M | 239.7M | 250.8M | 254.6M | 262.3M | 269.8M | 278.6M | 291.0M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $842.0M | $699.0M | $650.0M | $799.0M | $761.0M | $721.0M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Total debt | $9.27B | $8.03B | $8.03B | $7.29B | $7.29B | $6.55B |
| Total assets | $143.71B | $133.19B | $125.98B | $115.72B | $120.47B | $116.76B |
| Total liabilities | $110.81B | $105.33B | $101.06B | $94.16B | $91.58B | $87.56B |
| Shareholders' equity | $32.89B | $27.86B | $24.92B | $21.56B | $28.89B | $29.20B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology