Trupanion financials
$23.61+1.46%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.44B | $1.29B | $1.11B | $905.2M | $699.0M | $502.0M | $383.9M | $304.0M | $242.7M | $188.2M |
| Gross profit | $231.0M | $178.8M | $131.0M | $122.2M | $104.3M | $81.9M | $64.9M | $51.4M | $43.0M | $33.3M |
| Gross margin | 16.1% | 13.9% | 11.8% | 13.5% | 14.9% | 16.3% | 16.9% | 16.9% | 17.7% | 17.7% |
| Operating income | $15.3M | -$4.0M | -$40.4M | -$42.7M | -$35.0M | -$4.8M | -$1.6M | -$1.0M | -$2.6M | -$6.7M |
| Net income | $19.4M | -$9.6M | -$44.7M | -$44.7M | -$35.5M | -$5.8M | -$1.8M | -$927.0K | -$1.5M | -$6.9M |
| Net margin | 1.4% | −0.7% | −4.0% | −4.9% | −5.1% | −1.2% | −0.5% | −0.3% | −0.6% | −3.7% |
| Diluted EPS | $0.45 | $-0.23 | $-1.08 | $-1.10 | $-0.89 | $-0.16 | $-0.05 | $-0.03 | $-0.05 | $-0.24 |
| EBITDA | $31.1M | $12.4M | -$28.0M | -$31.8M | -$23.1M | $2.3M | $4.1M | $3.5M | $1.6M | -$2.9M |
| Operating cash flow | $89.5M | $48.3M | $18.6M | -$8.0M | $7.5M | $21.5M | $16.2M | $12.7M | $9.7M | $5.0M |
| Free cash flow | $75.4M | $38.6M | $358.0K | -$25.1M | -$4.9M | $14.1M | $10.8M | -$44.3M | $6.5M | $3.1M |
| Diluted shares | 43.6M | 42.2M | 41.4M | 40.8M | 40.1M | 35.9M | 34.6M | 32.0M | 29.6M | 28.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $138.0M | $160.3M | $147.5M | $65.6M | $87.4M | $139.9M |
| Short-term investments | $232.7M | $147.1M | $129.7M | $156.8M | $126.0M | $89.9M |
| Total debt | $111.8M | $128.9M | $128.9M | $69.5M | $0.00 | $0.00 |
| Total assets | $915.0M | $806.9M | $782.9M | $671.6M | $562.6M | $498.3M |
| Total liabilities | $531.1M | $483.6M | $479.2M | $366.3M | $230.4M | $158.3M |
| Shareholders' equity | $383.9M | $323.3M | $303.7M | $305.3M | $332.2M | $339.9M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology