Trustco Bank Corp NY financials
$54.58−1.39%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $73.6M | $71.1M | $70.5M | $70.7M | $69.3M | $67.8M | $66.3M | $66.0M | $66.2M | $64.6M | $63.1M | $62.1M |
| Gross profit | $51.5M | $49.5M | $48.2M | $47.8M | $46.6M | $45.3M | $43.3M | $43.6M | $43.4M | $41.4M | $43.1M | $46.8M |
| Gross margin | 70.0% | 69.7% | 68.3% | 67.6% | 67.2% | 66.9% | 65.3% | 66.1% | 65.6% | 64.1% | 68.3% | 75.3% |
| Operating income | $22.5M | $21.6M | $21.1M | $21.3M | $19.7M | $18.7M | $14.7M | $16.9M | $16.5M | $15.9M | $12.9M | $19.2M |
| Net income | $17.0M | $16.3M | $15.6M | $16.3M | $15.0M | $14.3M | $11.3M | $12.9M | $12.6M | $12.1M | $9.8M | $14.7M |
| Net margin | 23.0% | 22.9% | 22.1% | 23.0% | 21.7% | 21.1% | 17.0% | 19.5% | 18.9% | 18.8% | 15.6% | 23.6% |
| Diluted EPS | $0.98 | $0.91 | $0.85 | $0.86 | $0.79 | $0.75 | $0.59 | $0.68 | $0.66 | $0.64 | $0.52 | $0.77 |
| EBITDA | $22.5M | $21.6M | $21.1M | $21.3M | $19.7M | $18.7M | $14.7M | $16.9M | $16.5M | $15.9M | $12.9M | $19.2M |
| Operating cash flow | $28.0M | $11.8M | $16.5M | $12.8M | $27.1M | $1.3M | $14.3M | $16.5M | $18.7M | $9.9M | $17.8M | $11.9M |
| Free cash flow | $25.6M | $10.2M | $14.1M | $10.0M | $24.9M | -$3.3M | $12.6M | $15.6M | $17.6M | $9.4M | $14.8M | $11.1M |
| Diluted shares | 17.4M | 17.9M | 18.3M | 18.8M | 19.0M | 19.0M | 19.0M | 19.0M | 19.0M | 19.0M | 19.0M | 19.0M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $44.5M | $43.2M | $50.6M | $42.0M | $45.2M | $48.8M |
| Short-term investments | $966.0M | $1.04B | $1.00B | $984.6M | $1.02B | $1.04B |
| Total debt | $108.4M | $112.9M | $120.1M | $97.7M | $82.4M | $82.3M |
| Total assets | $6.52B | $6.51B | $6.44B | $6.35B | $6.35B | $6.34B |
| Total liabilities | $5.87B | $5.84B | $5.75B | $5.66B | $5.66B | $5.65B |
| Shareholders' equity | $656.0M | $670.9M | $686.6M | $692.0M | $692.8M | $687.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology