Third Coast Bancshares financials
$42.60−1.34%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $113.7M | $101.4M | $96.4M | $96.1M | $91.3M | $83.9M | $88.4M | $85.2M | $84.1M | $81.2M | $79.2M | $71.3M |
| Gross profit | $68.0M | $57.7M | $56.5M | $54.5M | $52.0M | $45.9M | $46.3M | $42.9M | $41.7M | $40.4M | $39.5M | $37.1M |
| Gross margin | 59.8% | 56.9% | 58.6% | 56.7% | 57.0% | 54.7% | 52.4% | 50.3% | 49.6% | 49.8% | 49.8% | 52.1% |
| Operating income | $27.5M | $19.0M | $21.5M | $22.8M | $21.0M | $17.3M | $17.9M | $16.3M | $14.2M | $12.9M | $12.0M | $7.0M |
| Net income | $20.8M | $15.2M | $16.7M | $16.9M | $15.6M | $12.4M | $12.5M | $11.6M | $9.6M | $9.2M | $8.5M | $4.4M |
| Net margin | 18.3% | 15.0% | 17.3% | 17.5% | 17.0% | 14.8% | 14.2% | 13.6% | 11.4% | 11.3% | 10.7% | 6.2% |
| Diluted EPS | $1.08 | $0.88 | $0.95 | $1.03 | $0.96 | $0.78 | $0.72 | $0.74 | $0.63 | $0.61 | — | $0.32 |
| EBITDA | $27.5M | $19.0M | $21.5M | $22.8M | $21.0M | $17.3M | $17.9M | $16.3M | $14.2M | $12.9M | $12.0M | $7.0M |
| Operating cash flow | $45.0M | -$38.7M | $5.7M | $20.7M | $13.9M | $10.5M | -$3.6M | $22.0M | $7.3M | $9.4M | $20.5M | $65.0K |
| Free cash flow | $44.1M | -$52.8M | $4.6M | $19.9M | $13.6M | $10.0M | -$4.2M | $21.9M | $5.5M | $8.7M | $20.1M | -$1.1M |
| Diluted shares | 20.3M | 18.6M | 17.6M | 17.5M | 17.4M | 17.4M | 17.4M | 17.2M | 17.0M | 16.9M | — | 13.9M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $404.2M | $425.2M | $175.2M | $116.4M | $113.1M | $219.0M |
| Short-term investments | $630.3M | $658.3M | $600.5M | $592.5M | $589.7M | $511.2M |
| Total debt | $141.4M | $138.9M | $118.8M | $80.9M | $80.9M | $80.8M |
| Total assets | $6.74B | $6.58B | $5.34B | $5.06B | $4.94B | $4.90B |
| Total liabilities | $6.06B | $5.93B | $4.81B | $4.55B | $4.45B | $4.42B |
| Shareholders' equity | $670.8M | $650.5M | $531.0M | $513.8M | $496.1M | $479.8M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology