Texas Capital Bancshares financials
$93.02−0.31%
Close Sep 30, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.00B | $1.76B | $1.79B | $1.49B | $1.01B | $1.24B | $1.46B | $1.24B | $953.6M | $764.2M |
| Gross profit | $1.26B | $932.3M | $1.08B | $1.23B | $907.1M | $1.05B | $1.07B | $992.9M | $835.6M | $700.6M |
| Gross margin | 62.8% | 53.0% | 60.0% | 82.0% | 89.4% | 84.9% | 73.5% | 79.9% | 87.6% | 91.7% |
| Operating income | $432.7M | $107.1M | $246.6M | $431.8M | $338.1M | $91.9M | $396.3M | $373.4M | $325.7M | $241.2M |
| Net income | $313.0M | $60.3M | $171.9M | $315.2M | $235.2M | $56.5M | $302.3M | $283.6M | $187.3M | $145.4M |
| Net margin | 15.7% | 3.4% | 9.6% | 21.1% | 23.2% | 4.6% | 20.7% | 22.8% | 19.6% | 19.0% |
| Diluted EPS | $6.79 | $1.28 | $3.54 | $6.18 | $4.60 | $1.12 | $5.99 | $5.64 | $3.73 | $3.11 |
| EBITDA | $432.7M | $107.1M | $246.6M | $431.8M | $338.1M | $109.7M | $397.7M | $373.4M | $325.7M | $241.2M |
| Operating cash flow | $360.2M | $480.1M | $373.7M | $148.0M | $773.2M | $2.64B | -$240.2M | -$608.9M | $132.2M | -$726.3M |
| Free cash flow | $347.6M | $415.2M | $357.4M | $136.7M | $769.1M | $2.64B | -$256.8M | -$616.5M | $119.9M | -$728.5M |
| Diluted shares | 46.1M | 47.0M | 48.6M | 51.0M | 51.1M | 50.6M | 50.4M | 50.3M | 50.3M | 46.8M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $201.3M | $176.5M | $200.5M | $233.6M | $180.7M | $173.6M |
| Short-term investments | $6.62B | $7.41B | $7.19B | $8.36B | $11.35B | $12.23B |
| Total debt | $950.6M | $1.55B | $2.36B | $2.13B | $3.13B | $3.40B |
| Total assets | $31.54B | $30.73B | $28.36B | $28.41B | $34.73B | $37.73B |
| Total liabilities | $27.91B | $27.36B | $25.16B | $25.36B | $31.52B | $34.85B |
| Shareholders' equity | $3.63B | $3.37B | $3.20B | $3.06B | $3.21B | $2.87B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology