The Bancorp financials
$48.56−1.22%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $879.7M | $709.1M | $621.6M | $414.0M | $326.9M | $295.4M | $283.7M | $301.8M | $213.6M | $144.7M |
| Gross profit | $703.8M | $533.8M | $466.1M | $354.5M | $315.6M | $279.5M | $245.4M | $274.6M | $198.2M | $132.5M |
| Gross margin | 80.0% | 75.3% | 75.0% | 85.6% | 96.6% | 94.6% | 86.5% | 91.0% | 92.8% | 91.5% |
| Operating income | $303.0M | $292.2M | $256.8M | $177.9M | $144.2M | $108.3M | $72.5M | $119.8M | $40.4M | -$69.5M |
| Net income | $228.2M | $217.5M | $192.3M | $130.2M | $110.7M | $80.1M | $51.6M | $88.7M | $21.7M | -$96.5M |
| Net margin | 25.9% | 30.7% | 30.9% | 31.5% | 33.9% | 27.1% | 18.2% | 29.4% | 10.1% | −66.7% |
| Diluted EPS | $4.92 | $4.29 | $3.49 | $2.27 | $1.88 | $1.37 | $0.90 | $1.55 | $0.39 | $-2.17 |
| EBITDA | $303.0M | $292.2M | $256.8M | $177.9M | $144.2M | $108.3M | $72.5M | $120.5M | $40.4M | -$69.5M |
| Operating cash flow | $265.0M | $209.9M | $186.9M | $119.6M | $83.9M | $120.7M | $66.9M | -$109.3M | -$30.8M | -$207.6M |
| Free cash flow | $258.1M | $205.1M | $174.2M | $114.5M | $82.3M | $117.0M | $64.9M | -$176.7M | -$31.3M | -$215.1M |
| Diluted shares | 46.4M | 50.7M | 55.1M | 57.3M | 58.8M | 58.4M | 57.3M | 57.1M | 56.2M | 44.6M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $8.0M | $6.1M | $4.8M | $24.1M | $5.4M | $6.0M |
| Short-term investments | $1.80B | $2.08B | $1.80B | $1.64B | $1.55B | $1.58B |
| Total debt | $422.4M | $123.7M | $147.9M | $122.5M | $151.6M | $152.0M |
| Total assets | $9.35B | $8.73B | $7.71B | $7.90B | $6.84B | $6.28B |
| Total liabilities | $8.66B | $7.94B | $6.90B | $7.21B | $6.19B | $5.70B |
| Shareholders' equity | $689.8M | $789.8M | $807.3M | $694.0M | $652.5M | $581.2M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology