S&T Bancorp financials
$48.76−0.71%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $568.5M | $565.0M | $535.5M | $399.0M | $354.0M | $380.2M | $373.0M | $339.0M | $316.1M | $282.4M |
| Gross profit | $402.1M | $383.9M | $407.0M | $374.0M | $340.8M | $339.1M | $299.3M | $283.6M | $281.2M | $257.9M |
| Gross margin | 70.7% | 68.0% | 76.0% | 93.7% | 96.3% | 89.2% | 80.2% | 83.7% | 89.0% | 91.3% |
| Operating income | $167.9M | $164.8M | $178.8M | $168.9M | $135.7M | $21.0M | $117.4M | $123.2M | $119.4M | $96.7M |
| Net income | $134.2M | $131.3M | $144.8M | $135.5M | $109.9M | $21.0M | $98.0M | $105.3M | $72.7M | $71.4M |
| Net margin | 23.6% | 23.2% | 27.0% | 34.0% | 31.0% | 5.5% | 26.3% | 31.1% | 23.0% | 25.3% |
| Diluted EPS | $3.49 | $3.41 | $3.74 | $3.46 | $2.81 | $0.53 | $2.82 | $3.01 | $2.09 | $2.05 |
| EBITDA | $167.9M | $164.8M | $178.8M | $168.9M | $135.7M | $23.4M | $128.7M | $123.2M | $119.4M | $96.7M |
| Operating cash flow | $133.6M | $173.4M | $171.7M | $240.5M | $214.9M | $51.6M | $138.4M | $128.0M | $114.2M | $96.8M |
| Free cash flow | $128.8M | $170.4M | $166.2M | $236.8M | $211.3M | $46.2M | $133.3M | $124.0M | $110.0M | $93.3M |
| Diluted shares | 38.5M | 38.5M | 38.7M | 39.0M | 39.1M | 39.1M | 34.7M | 34.9M | 34.8M | 34.8M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $163.4M | $244.8M | $233.6M | $210.0M | $922.2M | $229.7M |
| Short-term investments | $1.00B | $1.00B | $995.5M | $1.03B | $920.3M | $786.7M |
| Total debt | $265.3M | $250.3M | $503.6M | $439.2M | $161.3M | $162.8M |
| Total assets | $9.87B | $9.66B | $9.55B | $9.11B | $9.49B | $8.97B |
| Total liabilities | $8.41B | $8.28B | $8.27B | $7.93B | $8.28B | $7.81B |
| Shareholders' equity | $1.46B | $1.38B | $1.28B | $1.18B | $1.21B | $1.15B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology