Selective Insurance Group financials
$84.63−0.53%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.34B | $4.86B | $4.23B | $3.56B | $3.38B | $2.92B | $2.85B | $2.59B | $2.47B | $2.28B |
| Gross profit | $1.18B | $774.7M | $951.6M | $740.5M | $938.7M | $726.2M | $759.0M | $592.9M | $655.7M | $599.1M |
| Gross margin | 22.1% | 15.9% | 22.5% | 20.8% | 27.8% | 24.8% | 26.7% | 22.9% | 26.5% | 26.2% |
| Operating income | $638.9M | $286.9M | $487.2M | $309.0M | $534.5M | $333.8M | $370.1M | $236.1M | $286.3M | $242.7M |
| Net income | $457.2M | $197.8M | $356.0M | $215.7M | $394.5M | $246.4M | $271.6M | $178.9M | $168.8M | $158.5M |
| Net margin | 8.6% | 4.1% | 8.4% | 6.1% | 11.7% | 8.4% | 9.5% | 6.9% | 6.8% | 6.9% |
| Diluted EPS | $7.49 | $3.23 | $5.84 | $3.54 | $6.50 | $4.09 | $4.53 | $3.00 | $2.84 | $2.70 |
| EBITDA | $671.6M | $321.7M | $517.3M | $351.4M | $589.6M | $393.2M | $425.3M | $281.0M | $338.4M | $304.4M |
| Operating cash flow | $1.23B | $1.10B | $758.9M | $802.4M | $771.4M | $554.0M | $477.5M | $454.9M | $379.5M | $329.5M |
| Free cash flow | $1.19B | $1.07B | $736.3M | $776.4M | $749.3M | $532.0M | $446.5M | $438.8M | $365.5M | $311.4M |
| Diluted shares | 61.1M | 61.3M | 61.0M | 60.9M | 60.7M | 60.3M | 60.0M | 59.7M | 59.4M | 58.7M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $346.0K | $91.0K | $180.0K | $26.0K | $455.0K | $394.0K |
| Short-term investments | $17.6M | $62.9M | $13.1M | $25.2M | $44.6M | $14.8M |
| Total debt | $901.9M | $507.9M | $503.9M | $504.7M | $506.1M | $550.7M |
| Total assets | $15.16B | $13.51B | $11.80B | $10.80B | $10.46B | $9.69B |
| Total liabilities | $11.55B | $10.39B | $8.85B | $8.27B | $7.48B | $6.95B |
| Shareholders' equity | $3.61B | $3.12B | $2.95B | $2.53B | $2.98B | $2.74B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology