The Charles Schwab financials
$99.10+0.81%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $27.68B | $26.00B | $25.52B | $22.31B | $19.00B | $12.11B | $11.79B | $10.99B | $8.96B | $7.65B |
| Gross profit | $23.92B | $19.61B | $18.84B | $20.76B | $18.52B | $11.69B | $10.72B | $10.13B | $8.62B | $7.48B |
| Gross margin | 86.4% | 75.4% | 73.8% | 93.1% | 97.5% | 96.5% | 91.0% | 92.2% | 96.2% | 97.8% |
| Operating income | $11.46B | $7.69B | $6.38B | $9.39B | $7.71B | $4.30B | $4.85B | $4.56B | $3.65B | $2.99B |
| Net income | $8.42B | $5.48B | $4.65B | $6.63B | $5.36B | $3.04B | $3.53B | $3.33B | $2.18B | $1.75B |
| Net margin | 30.4% | 21.1% | 18.2% | 29.7% | 28.2% | 25.1% | 29.9% | 30.3% | 24.3% | 22.8% |
| Diluted EPS | $4.65 | $2.99 | $2.54 | $3.50 | $2.83 | $2.12 | $2.67 | $2.45 | $1.61 | $1.31 |
| EBITDA | $11.46B | $7.69B | $6.38B | $9.39B | $7.99B | $4.46B | $4.97B | $4.75B | $3.83B | $3.14B |
| Operating cash flow | $9.31B | $2.67B | $19.59B | $2.93B | $2.12B | $6.85B | $9.32B | $12.46B | -$839.0M | $3.60B |
| Free cash flow | $8.76B | $2.05B | $18.89B | $1.96B | $1.20B | $6.22B | $8.62B | $11.89B | -$1.24B | $3.26B |
| Diluted shares | 1,809.0M | 1,834.0M | 1,831.0M | 1,894.0M | 1,897.0M | 1,435.0M | 1,320.0M | 1,361.0M | 1,353.0M | 1,334.0M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $88.96B | $80.30B | $75.17B | $83.18B | $116.92B | $90.75B |
| Short-term investments | $196.33B | $229.45B | $267.10B | $320.94B | $390.05B | $337.40B |
| Total debt | $30.96B | $45.13B | $59.08B | $37.88B | $23.77B | $13.63B |
| Total assets | $491.00B | $479.84B | $493.18B | $551.77B | $667.27B | $549.01B |
| Total liabilities | $441.57B | $431.47B | $452.22B | $515.16B | $611.01B | $492.95B |
| Shareholders' equity | $49.42B | $48.38B | $40.96B | $36.61B | $56.26B | $56.06B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology