Richmond Mutual Bancorporation financials
$14.92−1.26%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 |
|---|---|---|---|---|---|---|---|
| Revenue | $91.0M | $85.3M | $72.0M | $56.7M | $51.3M | $49.7M | $45.4M |
| Gross profit | $48.9M | $43.5M | $42.3M | $46.5M | $43.7M | $40.3M | $34.3M |
| Gross margin | 53.8% | 51.0% | 58.7% | 82.0% | 85.0% | 81.1% | 75.4% |
| Operating income | $13.7M | $10.9M | $11.0M | $15.7M | $13.6M | $12.5M | -$19.4M |
| Net income | $11.6M | $9.4M | $9.5M | $13.0M | $11.1M | $10.0M | -$15.8M |
| Net margin | 12.7% | 11.0% | 13.2% | 22.9% | 21.7% | 20.2% | −34.8% |
| Diluted EPS | $1.17 | $0.92 | $0.91 | $1.17 | $0.96 | $0.82 | $-1.27 |
| EBITDA | $13.7M | $10.9M | $11.0M | $15.7M | $13.6M | $12.5M | -$19.4M |
| Operating cash flow | $16.0M | $14.8M | $12.1M | $18.2M | -$9.6M | $16.6M | $10.1M |
| Free cash flow | $14.6M | $14.3M | $11.5M | $17.8M | -$10.2M | $14.7M | $9.1M |
| Diluted shares | 9.9M | 10.2M | 10.5M | 11.1M | 11.6M | 12.3M | 12.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $9.3M | $9.0M | $8.6M | $7.8M | $8.5M | $16.7M |
| Short-term investments | $294.5M | $288.7M | $311.9M | $310.1M | $391.1M | $297.8M |
| Total debt | $252.0M | $265.0M | $271.0M | $180.0M | $180.3M | $170.2M |
| Total assets | $1.53B | $1.50B | $1.46B | $1.33B | $1.27B | $1.08B |
| Total liabilities | $1.38B | $1.37B | $1.33B | $1.20B | $1.09B | $891.5M |
| Shareholders' equity | $145.8M | $132.9M | $134.9M | $132.4M | $180.5M | $192.7M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology