Rhinebeck Bancorp financials
$12.80+0.87%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Quarter | Q2 '26 Jun 30 | Q1 '26 Mar 31 | Q4 '25 Dec 31 | Q3 '25 Sep 30 | Q2 '25 Jun 30 | Q1 '25 Mar 31 | Q4 '24 Dec 31 | Q3 '24 Sep 30 | Q2 '24 Jun 30 | Q1 '24 Mar 31 | Q4 '23 Dec 31 | Q3 '23 Sep 30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $18.8M | $18.1M | $19.4M | $19.7M | $18.4M | $18.4M | $13.8M | $6.0M | $17.3M | $17.1M | $17.0M | $17.2M |
| Gross profit | $13.4M | $12.7M | $13.5M | $14.0M | $13.1M | $12.8M | $8.0M | -$329.0K | $10.7M | $10.4M | $10.5M | $11.3M |
| Gross margin | 71.3% | 70.0% | 69.6% | 70.9% | 71.3% | 69.5% | 57.9% | −5.5% | 61.6% | 60.7% | 62.1% | 65.8% |
| Operating income | $3.4M | $2.9M | $2.9M | $3.3M | $3.5M | $2.9M | -$3.3M | -$10.3M | $1.3M | $1.4M | $1.2M | $1.6M |
| Net income | $2.6M | $2.2M | $2.3M | $2.7M | $2.7M | $2.3M | -$2.7M | -$8.1M | $975.0K | $1.1M | $930.0K | $1.2M |
| Net margin | 13.9% | 12.3% | 12.0% | 13.7% | 14.8% | 12.4% | −19.2% | −134.1% | 5.6% | 6.5% | 5.5% | 7.2% |
| Diluted EPS | $0.24 | $0.20 | $0.21 | $0.25 | $0.25 | $0.21 | $-0.25 | $-0.75 | $0.09 | $0.10 | $0.09 | $0.11 |
| EBITDA | $3.4M | $2.9M | $2.9M | $3.3M | $3.5M | $2.9M | -$3.3M | -$10.3M | $1.3M | $1.4M | $1.6M | $1.6M |
| Operating cash flow | $5.6M | $3.5M | $2.8M | $2.2M | $2.4M | $4.3M | $3.6M | -$3.6M | $12.0M | -$3.5M | $160.0K | $2.5M |
| Free cash flow | $5.5M | $3.3M | $2.4M | $2.0M | $2.2M | $4.2M | $3.2M | -$3.6M | $11.9M | -$6.1M | -$80.0K | $2.3M |
| Diluted shares | 11.0M | 11.0M | 11.0M | 11.0M | 11.0M | 10.9M | 10.6M | 10.8M | 10.8M | 10.8M | 10.8M | 10.8M |
Balance sheet
| Period end | Jun 30 | Mar 31 | Dec 31 | Sep 30 | Jun 30 | Mar 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $21.0M | $17.6M | $15.9M | $14.4M | $21.6M | $23.2M |
| Short-term investments | $456.1M | $252.5M | $250.3M | $240.0M | $211.4M | $175.4M |
| Total debt | $10.3M | $10.3M | $30.3M | $31.8M | $31.8M | $59.0M |
| Total assets | $1.47B | $1.28B | $1.30B | $1.32B | $1.27B | $1.26B |
| Total liabilities | $1.33B | $1.15B | $1.16B | $1.18B | $1.15B | $1.13B |
| Shareholders' equity | $139.6M | $138.6M | $136.9M | $133.0M | $129.0M | $126.0M |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology