NASDAQ · QFIN
Qfin Holdings financials
$6.76−4.11%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.74B | $2.35B | $2.30B | $2.40B | $16.64B | $2.08B | $1.32B | $646.8M |
| Gross profit | $2.32B | $1.95B | $1.93B | $2.06B | $14.38B | $1.74B | $1.17B | $540.8M |
| Gross margin | 84.4% | 83.1% | 83.7% | 85.7% | 86.5% | 83.8% | 88.2% | 83.6% |
| Operating income | $1.03B | $1.11B | $777.3M | $721.5M | $7.12B | $580.9M | $415.6M | $239.2M |
| Net income | $856.1M | $858.2M | $605.4M | $583.4M | $5.78B | $535.9M | $359.3M | -$277.0M |
| Net margin | 31.2% | 36.5% | 26.3% | 24.3% | 34.8% | 25.8% | 27.1% | −42.8% |
| Diluted EPS | $3.15 | $2.83 | $1.84 | $1.81 | $17.99 | $1.75 | $1.19 | $-1.37 |
| EBITDA | $1.09B | $1.18B | $812.6M | $767.1M | $7.19B | $580.9M | $416.7M | $239.7M |
| Operating cash flow | $1.58B | $1.28B | $1.01B | $858.6M | $5.79B | $816.2M | $427.1M | $41.5M |
| Free cash flow | $1.55B | $1.26B | $993.7M | $854.7M | $5.76B | $813.9M | $423.4M | $40.2M |
| Diluted shares | 272.2M | 303.4M | 328.5M | 322.0M | 321.4M | 306.7M | 300.9M | 202.8M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $671.3M | $610.0M | $590.2M | $7.17B | $959.8M | $677.2M |
| Short-term investments | $407.7M | $465.0M | $2.1M | $57.0M | — | — |
| Total debt | $543.9M | $187.7M | $112.8M | $150.0M | $62.4M | $28.6M |
| Total assets | $8.14B | $6.59B | $6.47B | $40.34B | $5.26B | $3.74B |
| Total liabilities | $4.69B | $3.27B | $3.36B | $21.41B | $2.87B | $2.28B |
| Shareholders' equity | $3.45B | $3.32B | $3.11B | $18.93B | $2.39B | $1.45B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology