PRIMERICA financials
$275.88+0.16%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.29B | $3.09B | $2.75B | $2.66B | $2.71B | $2.22B | $2.05B | $1.90B | $1.69B | $1.52B |
| Gross profit | $2.30B | $2.14B | $1.83B | $1.76B | $1.83B | $1.35B | $1.28B | $1.18B | $1.04B | $953.1M |
| Gross margin | 70.0% | 69.4% | 66.6% | 66.3% | 67.7% | 60.7% | 62.3% | 62.0% | 61.7% | 62.7% |
| Operating income | $961.1M | $938.4M | $797.9M | $1.21B | $1.21B | $912.2M | $863.1M | $780.3M | $706.0M | $639.1M |
| Net income | $748.8M | $468.8M | $574.1M | $469.9M | $475.4M | $384.5M | $364.7M | $322.2M | $347.7M | $217.6M |
| Net margin | 22.7% | 15.2% | 20.9% | 17.7% | 17.5% | 17.3% | 17.8% | 17.0% | 20.6% | 14.3% |
| Diluted EPS | $22.91 | $13.71 | $15.94 | $12.33 | $11.99 | $9.57 | $8.62 | $7.33 | $7.61 | $4.59 |
| EBITDA | $1.30B | $1.26B | $1.10B | $1.51B | $1.55B | $1.15B | $1.14B | $1.03B | $927.4M | $832.9M |
| Operating cash flow | $901.2M | $862.1M | $692.5M | $757.7M | $665.8M | $643.4M | $485.5M | $478.1M | $391.5M | $296.5M |
| Free cash flow | $901.2M | $862.1M | $692.5M | $757.7M | $665.8M | $615.8M | — | — | — | — |
| Diluted shares | 32.7M | 34.2M | 36.0M | 38.1M | 39.7M | 40.2M | 42.3M | 44.0M | 45.7M | 47.5M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $756.2M | $687.8M | $594.1M | $489.2M | $392.5M | $547.6M |
| Short-term investments | $2.28B | $2.21B | $2.40B | $2.31B | — | $2.66B |
| Total debt | $1.86B | $1.90B | $2.08B | $2.14B | $2.08B | $1.79B |
| Total assets | $15.01B | $14.58B | $15.03B | $14.64B | $16.12B | $14.91B |
| Total liabilities | $12.57B | $12.32B | $12.90B | $12.56B | $14.03B | $13.07B |
| Shareholders' equity | $2.45B | $2.26B | $2.12B | $2.08B | $2.08B | $1.84B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology