PRA Group financials
$19.44−3.04%
Close Sep 29, 2026 · split-adjustedRevenue
Net income
Income statement & cash flow
| Fiscal year | FY25 Dec 31 | FY24 Dec 31 | FY23 Dec 31 | FY22 Dec 31 | FY21 Dec 31 | FY20 Dec 31 | FY19 Dec 31 | FY18 Dec 31 | FY17 Dec 31 | FY16 Dec 31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.20B | $1.11B | $802.6M | $966.5M | $1.10B | $1.07B | $1.00B | $893.3M | $828.2M | $930.6M |
| Gross profit | $1.20B | $1.11B | $802.6M | $966.5M | $1.10B | $1.07B | $1.02B | $908.3M | $828.2M | $930.6M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 101.6% | 101.7% | 100.0% | 100.0% |
| Operating income | -$30.3M | $339.7M | $100.5M | $285.8M | $375.0M | $349.7M | $247.7M | $185.3M | $213.7M | $219.8M |
| Net income | -$305.1M | $70.6M | -$83.5M | $117.1M | $183.2M | $149.3M | $86.2M | $65.6M | $164.3M | $86.3M |
| Net margin | −25.4% | 6.3% | −10.4% | 12.1% | 16.7% | 14.0% | 8.6% | 7.3% | 19.8% | 9.3% |
| Diluted EPS | $-7.79 | $1.79 | $-2.13 | $2.94 | $4.04 | $3.26 | $1.89 | $1.44 | $3.59 | $1.86 |
| EBITDA | $392.8M | $350.5M | $119.1M | $301.0M | $390.3M | $368.2M | $265.2M | $204.6M | $233.5M | $244.1M |
| Operating cash flow | -$85.5M | -$94.6M | -$97.5M | $21.6M | $84.9M | $141.7M | $133.4M | $80.9M | $15.5M | $205.9M |
| Free cash flow | -$90.4M | -$98.6M | -$100.4M | $8.3M | $73.7M | $124.5M | $115.4M | $60.3M | -$7.4M | $191.7M |
| Diluted shares | 39.2M | 39.5M | 39.2M | 39.9M | 45.3M | 45.9M | 45.6M | 45.4M | 45.8M | 46.4M |
Balance sheet
| Period end | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $104.4M | $105.9M | $112.5M | $83.4M | $87.6M | $108.6M |
| Short-term investments | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| Total debt | $3.70B | $3.33B | $2.91B | $2.49B | $2.61B | $2.66B |
| Total assets | $5.10B | $4.93B | $4.53B | $4.18B | $4.37B | $4.45B |
| Total liabilities | $4.06B | $3.74B | $3.29B | $2.89B | $3.04B | $3.08B |
| Shareholders' equity | $1.04B | $1.19B | $1.24B | $1.29B | $1.32B | $1.37B |
From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.
Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology