NYSE · PNCFinancialsBanking & Credit

PNC Financial Services Group financials

$221.65−0.90%
Close Sep 29, 2026 · split-adjusted

Revenue

Net income

Income statement & cash flow

Fiscal yearFY25
Dec 31
FY24
Dec 31
FY23
Dec 31
FY22
Dec 31
FY21
Dec 31
FY20
Dec 31
FY19
Dec 31
FY18
Dec 31
FY17
Dec 31
FY16
Dec 31
Revenue$34.00B$34.44B$31.88B$23.54B$19.70B$18.26B$20.64B$19.05B$18.04B$16.42B
Gross profit$23.10B$21.55B$21.49B$21.12B$19.21B$16.90B$16.84B$16.19B$16.33B$15.16B
Gross margin67.9%62.6%67.4%89.7%97.5%92.5%81.6%85.0%90.5%92.3%
Operating income$8.49B$7.24B$6.74B$7.47B$6.99B$3.43B$5.49B$5.49B$5.49B$5.25B
Net income$6.58B$5.50B$5.13B$5.71B$5.44B$7.25B$5.11B$5.04B$5.05B$3.66B
Net margin19.3%16.0%16.1%24.2%27.6%39.7%24.8%26.5%28.0%22.3%
Diluted EPS$16.59$13.74$12.79$13.85$12.70$16.96$11.39$10.71$10.36$7.30
EBITDA$8.49B$7.24B$6.74B$7.47B$6.99B$3.43B$5.49B$5.49B$5.49B$5.25B
Operating cash flow$4.38B$7.88B$10.11B$9.08B$7.21B$4.66B$7.36B$7.84B$5.58B$3.50B
Free cash flow$4.38B$7.88B$10.11B$9.08B$7.21B—————
Diluted shares396.0M400.0M401.0M412.0M426.0M427.0M448.0M470.0M486.0M500.0M

Balance sheet

Period endDec 31Dec 31Dec 31Dec 31Dec 31Dec 31
Cash & equivalents$6.78B$6.90B$6.92B$7.04B$8.00B$7.02B
Short-term investments$181.97B$188.68B$184.69B$175.09B$215.39B$180.02B
Total debt$57.10B$61.67B$72.74B$58.71B$31.45B$37.78B
Total assets$573.57B$560.04B$561.58B$557.26B$557.19B$466.68B
Total liabilities$512.94B$505.57B$510.44B$511.45B$501.46B$412.64B
Shareholders' equity$60.64B$54.47B$51.14B$45.81B$55.73B$54.04B

From SEC filings via Massive. Fiscal periods follow the company's own calendar; free cash flow is operating cash flow minus capital expenditure.

Sources: Massive / Polygon daily aggregates (split-adjusted) · SEC filings via Massive · FINRA settlements via Massive · Financial Modeling Prep. Figures are dated where shown; research is informational, not investment advice. Methodology